Skip to main content

Archive 2025

This is an archive of the articles published on this blog in the descending order of the date of publication.

Framework for recognition of Self-Regulatory Organisation (SRO) for Payment System Operators (PSOs) - https://inquisitivemind5.blogspot.com/2025/11/framework-for-recognition-of-self.html

Nomination for demat accounts and mutual fund folios - https://inquisitivemind5.blogspot.com/2025/11/nomination-for-demat-accounts-and.html

Nomination Facility in Banks - https://inquisitivemind5.blogspot.com/2025/11/nomination-facility-in-banks.html

Amendments in / additions to forex guidelines - https://inquisitivemind5.blogspot.com/2025/10/amendments-in-additions-to-forex.html

FX Global Code - https://inquisitivemind5.blogspot.com/2025/10/fx-global-code_26.html

Investments in Non-SLR instruments by State Co-operative Banks (StCBs) and Central Co-operative Banks (CCBs) - https://inquisitivemind5.blogspot.com/2025/10/investments-in-non-slr-instruments-by.html

Authentication mechanisms for digital payment transactions - https://inquisitivemind5.blogspot.com/2025/10/authentication-mechanisms-for-digital.html

Directions on Regulation of Payment Aggregators (PAs) - https://inquisitivemind5.blogspot.com/2025/10/directions-on-regulation-of-payment.html

Report of the Committee to develop a Framework for Responsible and Ethical Enablement of Artificial Intelligence (FREE-AI) in the Financial Sector - https://inquisitivemind5.blogspot.com/2025/08/report-of-committee-to-develop.html

Continuous Clearing and Settlement on Realisation in Cheque Truncation System (CTS) - https://inquisitivemind5.blogspot.com/2025/08/continuous-clearing-and-settlement-on.html

Non-Fund Based Credit Facilities - https://inquisitivemind5.blogspot.com/2025/08/non-fund-based-credit-facilities.html

Co-Lending Arrangements (CLAs) - https://inquisitivemind5.blogspot.com/2025/08/co-lending-arrangements-clas.html

RBI’s Monetary Policy (August 06, 2025): In A Nutshell - https://inquisitivemind5.blogspot.com/2025/08/rbis-monetary-policy-august-06-2025-in.html

Investment in Alternative Investment Funds (AIFs) - https://inquisitivemind5.blogspot.com/2025/08/investment-in-alternative-investment.html

Pre-payment Charges on Loans - https://inquisitivemind5.blogspot.com/2025/07/pre-payment-charges-on-loans.html

Due Diligence of AePS Touchpoint Operators - https://inquisitivemind5.blogspot.com/2025/07/due-diligence-of-aeps-touchpoint.html

Conduct of Government Business by Agency Banks and payment of agency commission - https://inquisitivemind5.blogspot.com/2025/06/conduct-of-government-business-by.html

Stripping / Reconstitution in Government Securities - https://inquisitivemind5.blogspot.com/2025/06/stripping-reconstitution-in-government.html

Lending against Gold and Silver collateral - https://inquisitivemind5.blogspot.com/2025/06/lending-against-gold-and-silver.html

RBI’s Monetary Policy (June 06, 2025): In A Nutshell - https://inquisitivemind5.blogspot.com/2025/06/rbis-monetary-policy-june-06-2025-in.html

Prior approvals from or intimations / reporting to RBI by NBFC-BL - https://inquisitivemind5.blogspot.com/2025/05/prior-approvals-from-or-intimations.html

Appointments to be made by NBFC-BL - https://inquisitivemind5.blogspot.com/2025/05/appointments-to-be-made-by-nbfc-bl.html

Digital Lending - https://inquisitivemind5.blogspot.com/2025/05/digital-lending.html

Disclosures to be made by NBFC-BL - https://inquisitivemind5.blogspot.com/2025/05/disclosures-to-be-made-by-nbfc-bl.html

Policies to be formulated by NBFC-BL - https://inquisitivemind5.blogspot.com/2025/05/policies-to-be-formulated-by-nbfc-bl.html

Committees to be constituted by NBFC-BL - https://inquisitivemind5.blogspot.com/2025/05/committees-to-be-constituted-by-nbfc-bl.html

Opening of and operation in deposit accounts of minors - https://inquisitivemind5.blogspot.com/2025/04/opening-of-and-operation-in-deposit.html

RBI’s Monetary Policy (April 09, 2025): In A Nutshell - https://inquisitivemind5.blogspot.com/2025/04/rbis-monetary-policy-april-09-2025-in.html

Priority Sector Lending (PSL) guidelines - https://inquisitivemind5.blogspot.com/2025/04/priority-sector-lending-psl-guidelines.html

Framework for recognising Self-Regulatory Organisations for the Account Aggregator Ecosystem (SRO-AA) - https://inquisitivemind5.blogspot.com/2025/04/framework-for-recognising-self.html

Forward Contracts in Government Securities - https://inquisitivemind5.blogspot.com/2025/04/forward-contracts-in-government.html

Draft circular on Levy of Foreclosure Charges / Pre-payment Penalties on Loans - https://inquisitivemind5.blogspot.com/2025/03/draft-circular-on-levy-of-foreclosure.html

RBIDATA Mobile App by RBI - https://inquisitivemind5.blogspot.com/2025/03/rbidata-mobile-app-by-rbi.html

Digital Payments Awareness Week 2025 - https://inquisitivemind5.blogspot.com/2025/03/digital-payments-awareness-week-2025.html

Financial Literacy Week (FLW) 2025 - https://inquisitivemind5.blogspot.com/2025/03/financial-literacy-week-flw-2025.html

Access Criteria for NDS-OM - https://inquisitivemind5.blogspot.com/2025/02/access-criteria-for-nds-om.html

RBI’s Monetary Policy (February 07, 2025): In A Nutshell - https://inquisitivemind5.blogspot.com/2025/02/rbis-monetary-policy-february-07-2025.html

Framework for imposing monetary penalty and compounding of offences under the Payment and Settlement Systems Act, 2007 - https://inquisitivemind5.blogspot.com/2025/02/framework-for-imposing-monetary-penalty.html

Investments in Debt Instruments by Non-residents - https://inquisitivemind5.blogspot.com/2025/02/investments-in-debt-instruments-by-non.html

Prevention of financial frauds perpetrated using voice calls and SMS - https://inquisitivemind5.blogspot.com/2025/01/prevention-of-financial-frauds.html

Committees of RBI - https://inquisitivemind5.blogspot.com/2025/01/committees-of-rbi.html

Credit Information Reporting by Credit Information Companies (CICs) - https://inquisitivemind5.blogspot.com/2025/01/credit-information-reporting-by-credit.html

Unified Payment Interface (UPI) - https://inquisitivemind5.blogspot.com/2025/01/unified-payment-interface-upi.html

Government Debt Relief Schemes (DRS) - https://inquisitivemind5.blogspot.com/2025/01/government-debt-relief-schemes-drs.html


Comments

Post a Comment

Popular Posts

Amendments in / additions to forex guidelines

Reserve Bank of India (RBI) has amended various forex guidelines. This article lists out some of the such recent amendments. What are the updates in the existing guidelines? Previous guidelines Revised guidelines Persons resident outside India that maintain a rupee account in terms of regulation 7(1) of Foreign Exchange Management (Deposit) Regulations, 2016 may purchase or sell dated Government Securities / treasury bills. The amount of consideration paid for the purchases shall be out of the funds held in the said rupee account. Persons resident outside India that maintain a rupee account in terms of regulation 7(1) of Foreign Exchange Management (Deposit) Regulations, 2016 may purchase or sell dated Government Securities / treasury bills and non-convertible debentures / bonds and commercial papers issued by an Indian company. The amount of consideration paid for the purchases shall be out of the funds held in the said rupee account. The balance...
Post a Comment
Read more

FX Global Code

Reserve Bank of India (RBI) has signed its renewed Statement of Commitment (SoC) to the FX Global Code.  What is FX Global Code? FX Global Code is a set of global principles of good practice in the foreign exchange market. The Code contains 55 principles that provide a common set of guidelines to promote the integrity and effective functioning of the wholesale foreign exchange market. The principles cover ethics, governance, execution, information sharing, risk management and compliance as well as confirmation and settlement. The establishment of the Code was facilitated by the Foreign Exchange Working Group (FXWG), which operated under the auspices of the BIS Markets Committee.  The Code was developed by a partnership between central banks and market participants from around the globe and was first published in 2017. The Code promotes a robust, fair, liquid, open, and appropriately transparent market in which a diverse set of market participants, supported by resilient infras...
Post a Comment
Read more

Nomination for demat accounts and mutual fund folios

Securities and Exchange Board of India (SEBI) had revised the guidelines on nomination for demat accounts and mutual fund folios.   Which entities are covered by the guidelines? The following regulated entities (REs) are covered by the guidelines – Asset Management Companies (AMCs) of Mutual Funds (MFs) and their Registrars to an issue and share Transfer Agents (RTAs)  Association of Mutual Funds in India (AMFI)  Recognized Depositories  Registered Depository Participants (DPs) What are the guidelines on nomination facility? Nomination shall be mandatory for single holding and optional for jointly held accounts / folios. However, an investor having single holding / account / folio can opt-out of nomination, either online or through physical / offline mode. In case a joint account / folio becomes single holding, post the demise of holders, either nomination or ‘opt-out’, is mandatory. Investors shall have the option to specify guardians when nominees are minors....
Post a Comment
Read more

Nomination Facility in Banks

Reserve Bank of India (RBI) has issued directions on nomination facility in deposit accounts, safe deposit lockers and articles kept in safe custody with the banks. What is the legal framework for nomination facility in banks? Banking Regulation Act, 1949 (BR Act) contain provisions on nomination facility in banks. Section 45ZA – Nomination for payment of depositors' money  Where a deposit is held by a banking company to the credit of one or more persons, the depositor / all the depositors together, may nominate one person to whom in the event of his / their death, the amount of deposit may be returned by the banking company. Where the nominee is a minor, the depositor shall appoint any person to receive the amount of deposit in the event of his death during the minority of the nominee. Section 45ZC – Nomination for return of articles kept in safe custody with banking company  Where any person leaves any article in safe custody with a banking company, such person may nominate ...
Post a Comment
Read more

Recognition of Self-Regulatory Organisations (SROs) for Non-Banking Financial Companies (NBFCs)

Reserve Bank of India (RBI) has invited applications for recognition of Self-Regulatory Organisations (SROs) for Non-Banking Financial Companies (NBFCs). What is the basis of Self-Regulatory Organisations (SROs) for Non-Banking Financial Companies (NBFCs)? Reserve Bank of India (RBI) had issued ‘ Omnibus Framework for recognition of Self-Regulatory Organisations for Regulated Entities of the Reserve Bank ’ dated March 21, 2024, wherein broad parameters, viz., objectives, responsibilities, eligibility criteria, governance standards, application process, etc., were specified. It was also stated that other sector-specific guidelines like number of SROs, membership, etc., shall be issued separately whenever a sectoral SRO is intended to be set up. RBI has now invited applications for recognition of SROs for the NBFC sector under the aegis of the aforesaid omnibus framework.  What are the membership criteria for the SRO for NBFCs? The SRO for NBFC sector is primarily envisaged for NBFCs...
Post a Comment
Read more