Skip to main content

Archive 2025

This is an archive of the articles published on this blog in the descending order of the date of publication.

Export / Import of Currency and Possession / Retention of Foreign Currency - https://inquisitivemind5.blogspot.com/2025/12/export-import-of-currency-and.html

Rupee Interest Rate Derivatives - https://inquisitivemind5.blogspot.com/2025/12/rupee-interest-rate-derivatives.html

National Strategy for Financial Inclusion (NSFI) 2025-30 - https://inquisitivemind5.blogspot.com/2025/12/national-strategy-for-financial.html

RBI’s Monetary Policy (December 05, 2025): In A Nutshell - https://inquisitivemind5.blogspot.com/2025/12/rbis-monetary-policy-december-05-2025.html

Directions on Trade Relief Measures - https://inquisitivemind5.blogspot.com/2025/12/directions-on-trade-relief-measures.html

Directions on Repurchase Transactions (Repo) - https://inquisitivemind5.blogspot.com/2025/11/directions-on-repurchase-transactions.html

Framework for recognition of Self-Regulatory Organisation (SRO) for Payment System Operators (PSOs) - https://inquisitivemind5.blogspot.com/2025/11/framework-for-recognition-of-self.html

Nomination for demat accounts and mutual fund folios - https://inquisitivemind5.blogspot.com/2025/11/nomination-for-demat-accounts-and.html

Nomination Facility in Banks - https://inquisitivemind5.blogspot.com/2025/11/nomination-facility-in-banks.html

Amendments in / additions to forex guidelines - https://inquisitivemind5.blogspot.com/2025/10/amendments-in-additions-to-forex.html

FX Global Code - https://inquisitivemind5.blogspot.com/2025/10/fx-global-code_26.html

Investments in Non-SLR instruments by State Co-operative Banks (StCBs) and Central Co-operative Banks (CCBs) - https://inquisitivemind5.blogspot.com/2025/10/investments-in-non-slr-instruments-by.html

Authentication mechanisms for digital payment transactions - https://inquisitivemind5.blogspot.com/2025/10/authentication-mechanisms-for-digital.html

Directions on Regulation of Payment Aggregators (PAs) - https://inquisitivemind5.blogspot.com/2025/10/directions-on-regulation-of-payment.html

Report of the Committee to develop a Framework for Responsible and Ethical Enablement of Artificial Intelligence (FREE-AI) in the Financial Sector - https://inquisitivemind5.blogspot.com/2025/08/report-of-committee-to-develop.html

Continuous Clearing and Settlement on Realisation in Cheque Truncation System (CTS) - https://inquisitivemind5.blogspot.com/2025/08/continuous-clearing-and-settlement-on.html

Non-Fund Based Credit Facilities - https://inquisitivemind5.blogspot.com/2025/08/non-fund-based-credit-facilities.html

Co-Lending Arrangements (CLAs) - https://inquisitivemind5.blogspot.com/2025/08/co-lending-arrangements-clas.html

RBI’s Monetary Policy (August 06, 2025): In A Nutshell - https://inquisitivemind5.blogspot.com/2025/08/rbis-monetary-policy-august-06-2025-in.html

Investment in Alternative Investment Funds (AIFs) - https://inquisitivemind5.blogspot.com/2025/08/investment-in-alternative-investment.html

Pre-payment Charges on Loans - https://inquisitivemind5.blogspot.com/2025/07/pre-payment-charges-on-loans.html

Due Diligence of AePS Touchpoint Operators - https://inquisitivemind5.blogspot.com/2025/07/due-diligence-of-aeps-touchpoint.html

Conduct of Government Business by Agency Banks and payment of agency commission - https://inquisitivemind5.blogspot.com/2025/06/conduct-of-government-business-by.html

Stripping / Reconstitution in Government Securities - https://inquisitivemind5.blogspot.com/2025/06/stripping-reconstitution-in-government.html

Lending against Gold and Silver collateral - https://inquisitivemind5.blogspot.com/2025/06/lending-against-gold-and-silver.html

RBI’s Monetary Policy (June 06, 2025): In A Nutshell - https://inquisitivemind5.blogspot.com/2025/06/rbis-monetary-policy-june-06-2025-in.html

Prior approvals from or intimations / reporting to RBI by NBFC-BL - https://inquisitivemind5.blogspot.com/2025/05/prior-approvals-from-or-intimations.html

Appointments to be made by NBFC-BL - https://inquisitivemind5.blogspot.com/2025/05/appointments-to-be-made-by-nbfc-bl.html

Disclosures to be made by NBFC-BL - https://inquisitivemind5.blogspot.com/2025/05/disclosures-to-be-made-by-nbfc-bl.html

Policies to be formulated by NBFC-BL - https://inquisitivemind5.blogspot.com/2025/05/policies-to-be-formulated-by-nbfc-bl.html

Committees to be constituted by NBFC-BL - https://inquisitivemind5.blogspot.com/2025/05/committees-to-be-constituted-by-nbfc-bl.html

Opening of and operation in deposit accounts of minors - https://inquisitivemind5.blogspot.com/2025/04/opening-of-and-operation-in-deposit.html

RBI’s Monetary Policy (April 09, 2025): In A Nutshell - https://inquisitivemind5.blogspot.com/2025/04/rbis-monetary-policy-april-09-2025-in.html

Priority Sector Lending (PSL) guidelines - https://inquisitivemind5.blogspot.com/2025/04/priority-sector-lending-psl-guidelines.html

Framework for recognising Self-Regulatory Organisations for the Account Aggregator Ecosystem (SRO-AA) - https://inquisitivemind5.blogspot.com/2025/04/framework-for-recognising-self.html

Forward Contracts in Government Securities - https://inquisitivemind5.blogspot.com/2025/04/forward-contracts-in-government.html

Draft circular on Levy of Foreclosure Charges / Pre-payment Penalties on Loans - https://inquisitivemind5.blogspot.com/2025/03/draft-circular-on-levy-of-foreclosure.html

RBIDATA Mobile App by RBI - https://inquisitivemind5.blogspot.com/2025/03/rbidata-mobile-app-by-rbi.html

Access Criteria for NDS-OM - https://inquisitivemind5.blogspot.com/2025/02/access-criteria-for-nds-om.html

RBI’s Monetary Policy (February 07, 2025): In A Nutshell - https://inquisitivemind5.blogspot.com/2025/02/rbis-monetary-policy-february-07-2025.html

Framework for imposing monetary penalty and compounding of offences under the Payment and Settlement Systems Act, 2007 - https://inquisitivemind5.blogspot.com/2025/02/framework-for-imposing-monetary-penalty.html

Investments in Debt Instruments by Non-residents - https://inquisitivemind5.blogspot.com/2025/02/investments-in-debt-instruments-by-non.html

Prevention of financial frauds perpetrated using voice calls and SMS - https://inquisitivemind5.blogspot.com/2025/01/prevention-of-financial-frauds.html

Committees of RBI - https://inquisitivemind5.blogspot.com/2025/01/committees-of-rbi.html

Unified Payment Interface (UPI) - https://inquisitivemind5.blogspot.com/2025/01/unified-payment-interface-upi.html

Government Debt Relief Schemes (DRS) - https://inquisitivemind5.blogspot.com/2025/01/government-debt-relief-schemes-drs.html


Comments

Post a Comment

Popular Posts

Guidelines on Money Changing Activities (Updated as on May 06, 2026)

Reserve Bank of India (RBI) has updated the guidelines on money changing activities. What are the guidelines for appointment of agents / franchisee? RBI had permitted Authorised Dealers (ADs) Category - I, ADs Category - II and Full Fledged Money Changers (FFMCs) to enter into agency or franchisee agreements at their option for the purpose of carrying restricted money changing business i.e. conversion of foreign currency notes, coins or travellers' cheques into Indian Rupees (INR).  A franchisee can be any entity which has a place of business and a minimum Net Owned Funds of ₹10 lakh.  Franchisees can undertake only restricted money changing business. Franchisees of AD Category - I / AD Category - II / FFMCs functioning within 10 kms from the borders of Pakistan and Bangladesh may also sell the currency of the bordering country, with the prior approval of RBI.  Other franchisees of AD Category - I / AD Category - II / FFMCs cannot sell foreign currency. An authorised pers...
Post a Comment
Read more

Utkarsh 2029

Reserve Bank of India (RBI) has published its medium-term strategy framework – Utkarsh 2029, for the period April 2026 to March 2029. Utkarsh RBI had first formulated its medium-term strategy framework, viz. ‘Utkarsh 2022’ for the period 2019-2022 in July 2019, replacing its annual action plans as the latter spanned over a short period, insufficient to pursue strategic objectives.  The strategic framework contained, inter alia, RBI’s Mission, Core Purpose, Values and Vision Statements, reiterating RBI’s commitment to the Nation. It became a medium-term strategy document guiding RBI’s progress towards realisation of the identified milestones. The subsequent strategy framework, i.e., ‘Utkarsh 2.0’, spanned the period 2023-25. Utkarsh 2029  Utkarsh 2029 is the medium-term strategy framework for the period April 2026 to March 2029. Utkarsh 2029 has a 3-layered structure consisting of strategy pillars guided by the vision and values of RBI. Vision of Utkarsh 2029 – Continue excelle...
Post a Comment
Read more

Digital Payments – E-mandate Framework 2026

Reserve Bank of India (RBI) has issued e-mandate framework for digital payments. What is an e-mandate?  A mandate is a standard instruction that a customer provides to his / her issuing bank and other institutions allowing them to automatically debit the mentioned amount from his / her bank account. e-mandate is the electronic version of it. To whom shall the framework be applicable? The framework shall be applicable to Payment System Providers and Payment System Participants. To which transactions shall the framework be applicable? The framework shall be applicable to processing of recurring transactions, domestic or cross-border, using cards / Prepaid Payment Instrument (PPI) / Unified Payments Interface (UPI). What are the guidelines for registration and revocation of e-mandate? A customer desirous of opting for e-mandate facility shall undertake a one-time registration process. The mandate shall be registered only after successful validation of additional factor of authenticati...
Post a Comment
Read more

Treatment of Wilful Defaulters and Large Defaulters

Reserve Bank of India (RBI) had issued the directions on treatment of wilful defaulters and large defaulters. To whom shall the directions be applicable? The directions shall be applicable to the following Regulated Entities (REs) – Commercial Banks  Small Finance Banks (SFBs) Local Area Banks (LABs) Regional Rural Banks (RRBs) Primary (Urban) Co-operative Banks (UCBs) Rural Co-operative Banks – State Co-operative Banks (StCBs) Central Co-operative Banks (CCBs) All India Financial Institutions (AIFIs) regulated by RBI – Export Import Bank of India (EXIM Bank) National Bank for Agriculture and Rural Development (NABARD) National Housing Bank (NHB) Small Industries Development Bank of India (SIDBI) National Bank for Financing Infrastructure and Development (NaBFID) Non-Banking Financial Companies (NBFCs) categorized as Middle Layer and above layers – Deposit taking NBFC (NBFC-D) NBFC-Investment and Credit Companies (NBFC-ICC) NBFC-Factor  NBFC-Micro Finance Institutions (NBFC-MF...
Post a Comment
Read more

Credit Information Reporting

Reserve Bank of India (RBI) had issued directions on credit information reporting by the regulated entities. What are Credit Information Companies (CICs)? Credit Information Companies (CICs) mean companies that have been granted a certificate of registration by RBI under section 5 of the Credit Information Companies (Regulations) Act, 2005 (CICRA).  The following CICs are registered with RBI – CRIF High Mark Credit Information Services Private Limited Equifax Credit Information Services Private Limited Experian Credit Information Company of India Private Limited TransUnion CIBIL Limited What are Credit Institutions (CIs)? Credit Institutions (CIs) mean the following institutions – Commercial Banks  Small Finance Banks (SFBs) Local Area Banks (LABs) Regional Rural Banks (RRBs) Primary (Urban) Co-operative Banks (UCBs) Rural Co-operative Banks – State Co-operative Banks (StCBs) Central Co-operative Banks (CCBs) All India Financial Institutions (AIFIs) regulated by RBI – Export I...
Post a Comment
Read more