Skip to main content

Topics

This is a topic-wise archive of the articles published on this blog in the descending order of the date of publication.

Reserve Bank of India Act, 1934

Reserve Bank of India Act, 1934 – Part-X – Section 58B to 58G - https://inquisitivemind5.blogspot.com/2022/11/reserve-bank-of-india-act-1934-part-x.html

Reserve Bank of India Act, 1934 – Part-IX – Section 46 to 58A - https://inquisitivemind5.blogspot.com/2022/11/reserve-bank-of-india-act-1934-part-ix.html

Reserve Bank of India Act, 1934 – Part-VIII – Section 45Z to 45ZO - https://inquisitivemind5.blogspot.com/2022/11/reserve-bank-of-india-act-1934-part.html

Reserve Bank of India Act, 1934 – Part-VII – Section 45S to 45Y - https://inquisitivemind5.blogspot.com/2022/10/reserve-bank-of-india-act-1934-part-vii.html

Reserve Bank of India Act, 1934 – Part-VI – Section 45K to 45QB - https://inquisitivemind5.blogspot.com/2022/10/reserve-bank-of-india-act-1934-part-vi.html

Reserve Bank of India Act, 1934 – Part-V – Section 45B to 45JA - https://inquisitivemind5.blogspot.com/2022/10/reserve-bank-of-india-act-1934-part-v.html

Reserve Bank of India Act, 1934 – Part-IV – Section 42 to 45 - https://inquisitivemind5.blogspot.com/2022/10/reserve-bank-of-india-act-1934-part-iv.html

Reserve Bank of India Act, 1934 – Part-III – Section 20 to 40 - https://inquisitivemind5.blogspot.com/2022/10/reserve-bank-of-india-act-1934-part-iii.html

Reserve Bank of India Act, 1934 – Part-II – Section 17 to 19 - https://inquisitivemind5.blogspot.com/2022/10/reserve-bank-of-india-act-1934-section.html

Reserve Bank of India Act, 1934 – Part-I – Preamble and Section 1 to 13 - https://inquisitivemind5.blogspot.com/2022/10/reserve-bank-of-india-act-1934-preamble.html

Follow at - Telegram   Instagram   LinkedIn   X   Facebook


Banking Regulation Act, 1949

Banking Regulation Act, 1949 – Part-V – Section 45ZA to 56 - https://inquisitivemind5.blogspot.com/2024/04/banking-regulation-act-1949-part-v.html

Banking Regulation Act, 1949 – Part-IV – Section 36AA to 45Q - https://inquisitivemind5.blogspot.com/2024/04/banking-regulation-act-1949-part-iv.html

Banking Regulation Act, 1949 – Part-III – Section 26 to 36 - https://inquisitivemind5.blogspot.com/2024/04/banking-regulation-act-1949-part-iii.html

Banking Regulation Act, 1949 – Part-II – Section 17 to 24 - https://inquisitivemind5.blogspot.com/2024/04/banking-regulation-act-1949-part-ii.html

Banking Regulation Act, 1949 – Part-I – Section 3 to 12B - https://inquisitivemind5.blogspot.com/2024/03/banking-regulation-act-1949-part-i.html

Follow at - Telegram   Instagram   LinkedIn   X   Facebook


Reserve Bank of India Annual Report 2023-24

Highlights of RBI Annual Report 2023-24 – Chapter 7 to 12 - https://inquisitivemind5.blogspot.com/2024/06/highlights-of-rbi-annual-report-2023-24_18.html

Highlights of RBI Annual Report 2023-24 – Chapter 6 (Part II) - https://inquisitivemind5.blogspot.com/2024/06/highlights-of-rbi-annual-report-2023-24_17.html

Highlights of RBI Annual Report 2023-24 – Chapter 6 (Part I) - https://inquisitivemind5.blogspot.com/2024/06/highlights-of-rbi-annual-report-2023-24_16.html

Highlights of RBI Annual Report 2023-24 – Chapter 4 & 5 - https://inquisitivemind5.blogspot.com/2024/06/highlights-of-rbi-annual-report-2023-24_15.html

Highlights of RBI Annual Report 2023-24 – Chapter 1 to 3 - https://inquisitivemind5.blogspot.com/2024/06/highlights-of-rbi-annual-report-2023-24.html

Follow at - Telegram   Instagram   LinkedIn   X   Facebook


Reserve Bank of India Annual Report 2022-23

Highlights of RBI Annual Report 2022-23– Chapter 7 to 12 - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_27.html

Highlights of RBI Annual Report 2022-23– Chapter 6 (Part II) - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_26.html

Highlights of RBI Annual Report 2022-23– Chapter 6 (Part I) - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_25.html

Highlights of RBI Annual Report 2022-23 – Chapter 4 and 5 - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_24.html

Highlights of RBI Annual Report 2022-23 – Chapter 1 to 3 - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23.html

Follow at - Telegram   Instagram   LinkedIn   X   Facebook


Currency Management

Highlights of RBI Annual Report 2022-23– Chapter 7 to 12 - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_27.html

Withdrawal of ₹2000 Banknotes from Circulation - https://inquisitivemind5.blogspot.com/2023/05/withdrawal-of-2000-banknotes-from.html

Why doesn’t RBI print unlimited money? - https://inquisitivemind5.blogspot.com/2023/05/why-doesnt-rbi-print-unlimited-money.html

Pilot launch of Retail Digital Rupee (e₹-R) in India - https://inquisitivemind5.blogspot.com/2022/12/pilot-launch-of-retail-digital-rupee-e.html?m=1

Pilot launch of Central Bank Digital Currency (CBDC) in India - https://inquisitivemind5.blogspot.com/2022/11/pilot-launch-of-central-bank-digital.html

Reserve Bank of India Act, 1934 – Part-III – Section 20 to 40 - https://inquisitivemind5.blogspot.com/2022/10/reserve-bank-of-india-act-1934-part-iii.html

Highlights of Concept Note on Central Bank Digital Currency - https://inquisitivemind5.blogspot.com/2022/10/highlights-of-concept-note-on-central.html

What are the motifs on banknotes? - https://inquisitivemind5.blogspot.com/2022/09/what-are-motifs-on-banknotes.html

What is Mobile Aided Note Identifier (MANI) App? - https://inquisitivemind5.blogspot.com/2022/09/what-is-mobile-aided-note-identifier.html

How much value does torn / cut note carry? What are Note Refund Rules? - https://inquisitivemind5.blogspot.com/2022/09/how-much-value-does-torn-cut-note-carry.html

Follow at - Telegram   Instagram   LinkedIn   X   Facebook


Monetary Policy

RBI’s Monetary Policy (August 06, 2025): In A Nutshell - https://inquisitivemind5.blogspot.com/2025/08/rbis-monetary-policy-august-06-2025-in.html

RBI’s Monetary Policy (June 06, 2025): In A Nutshell - https://inquisitivemind5.blogspot.com/2025/06/rbis-monetary-policy-june-06-2025-in.html

RBI’s Monetary Policy (April 09, 2025): In A Nutshell - https://inquisitivemind5.blogspot.com/2025/04/rbis-monetary-policy-april-09-2025-in.html

RBI’s Monetary Policy (February 07, 2025): In A Nutshell - https://inquisitivemind5.blogspot.com/2025/02/rbis-monetary-policy-february-07-2025.html

RBI’s Monetary Policy (December 06, 2024): In A Nutshell - https://inquisitivemind5.blogspot.com/2024/12/rbis-monetary-policy-december-06-2024.html

RBI’s Monetary Policy (October 06, 2023): In A Nutshell - https://inquisitivemind5.blogspot.com/2023/10/rbis-monetary-policy-october-06-2023-in.html

RBI’s Monetary Policy (August 10, 2023): In A Nutshell - https://inquisitivemind5.blogspot.com/2023/08/rbis-monetary-policy-august-10-2023-in.html

Highlights of RBI Annual Report 2022-23 – Chapter 1 to 3 - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23.html

RBI’s Monetary Policy (June 08, 2023): In A Nutshell - https://inquisitivemind5.blogspot.com/2023/06/rbis-monetary-policy-june-08-2023-in.html

RBI’s Monetary Policy (April 06, 2023): In A Nutshell - https://inquisitivemind5.blogspot.com/2023/04/rbis-monetary-policy-april-06-2023-in.html

RBI’s Monetary Policy (February 08, 2023): In A Nutshell - https://inquisitivemind5.blogspot.com/2023/02/rbis-monetary-policy-february-08-2023.html

Reserve Bank of India Act, 1934 – Part-VIII – Section 45Z to 45ZO - https://inquisitivemind5.blogspot.com/2022/11/reserve-bank-of-india-act-1934-part.html

What is Standing Deposit Facility (SDF)? - https://inquisitivemind5.blogspot.com/2022/10/what-is-standing-deposit-facility-sdf.html

RBI’s Monetary Policy (September 30, 2022): In A Nutshell - https://inquisitivemind5.blogspot.com/2022/09/rbis-monetary-policy-september-30-2022.html

What is inflation targeting by RBI? - https://inquisitivemind5.blogspot.com/2022/09/is-inflation-targeting-by-rbi.html

What is inflation? - https://inquisitivemind5.blogspot.com/2022/08/what-is-inflation.html

RBI’s Monetary Policy (August 05, 2022): In A Nutshell - https://inquisitivemind5.blogspot.com/2022/08/monetary-policy-august-05-2022-in.html

Which are the monetary policy instruments used by RBI? - https://inquisitivemind5.blogspot.com/2022/08/are-monetary-policy-instruments-used-by.html

How change in repo rate affects inflation and growth? - https://inquisitivemind5.blogspot.com/2022/07/how-changing-repo-rate-affects.html

RBI’s Monetary Policy (April 08, 2022): In A Nutshell - https://inquisitivemind5.blogspot.com/2022/04/rbis-monetary-policy-april-08-2022-in.html

Follow at - Telegram   Instagram   LinkedIn   X   Facebook


Regulation and Supervision

Non-Fund Based Credit Facilities - https://inquisitivemind5.blogspot.com/2025/08/non-fund-based-credit-facilities.html

Co-Lending Arrangements (CLAs) - https://inquisitivemind5.blogspot.com/2025/08/co-lending-arrangements-clas.html

Investment in Alternative Investment Funds (AIFs) - https://inquisitivemind5.blogspot.com/2025/08/investment-in-alternative-investment.html

Pre-payment Charges on Loans - https://inquisitivemind5.blogspot.com/2025/07/pre-payment-charges-on-loans.html

Lending against Gold and Silver collateral - https://inquisitivemind5.blogspot.com/2025/06/lending-against-gold-and-silver.html

Prior approvals from or intimations / reporting to RBI by NBFC-BL - https://inquisitivemind5.blogspot.com/2025/05/prior-approvals-from-or-intimations.html

Appointments to be made by NBFC-BL - https://inquisitivemind5.blogspot.com/2025/05/appointments-to-be-made-by-nbfc-bl.html

Digital Lending - https://inquisitivemind5.blogspot.com/2025/05/digital-lending.html

Disclosures to be made by NBFC-BL - https://inquisitivemind5.blogspot.com/2025/05/disclosures-to-be-made-by-nbfc-bl.html

Policies to be formulated by NBFC-BL - https://inquisitivemind5.blogspot.com/2025/05/policies-to-be-formulated-by-nbfc-bl.html

Committees to be constituted by NBFC-BL - https://inquisitivemind5.blogspot.com/2025/05/committees-to-be-constituted-by-nbfc-bl.html

Opening of and operation in deposit accounts of minors - https://inquisitivemind5.blogspot.com/2025/04/opening-of-and-operation-in-deposit.html

Framework for recognising Self-Regulatory Organisations for the Account Aggregator Ecosystem (SRO-AA) - https://inquisitivemind5.blogspot.com/2025/04/framework-for-recognising-self.html

Draft circular on Levy of Foreclosure Charges / Pre-payment Penalties on Loans - https://inquisitivemind5.blogspot.com/2025/03/draft-circular-on-levy-of-foreclosure.html

Prevention of financial frauds perpetrated using voice calls and SMS - https://inquisitivemind5.blogspot.com/2025/01/prevention-of-financial-frauds.html

Credit Information Reporting by Credit Information Companies (CICs) - https://inquisitivemind5.blogspot.com/2025/01/credit-information-reporting-by-credit.html

Government Debt Relief Schemes (DRS) - https://inquisitivemind5.blogspot.com/2025/01/government-debt-relief-schemes-drs.html

Guidance Note on Operational Risk Management and Operational Resilience - https://inquisitivemind5.blogspot.com/2024/09/guidance-note-on-operational-risk.html

Framework for Recognition of Self-Regulatory Organisations (SROs) in Financial Markets regulated by RBI - https://inquisitivemind5.blogspot.com/2024/09/framework-for-recognition-of-self.html

Review of regulatory framework for HFCs and harmonisation of regulations applicable to HFCs and NBFCs - https://inquisitivemind5.blogspot.com/2024/08/review-of-regulatory-framework-for-hfcs.html

Prudential Treatment of Bad and Doubtful Debt Reserve by Co-operative Banks - https://inquisitivemind5.blogspot.com/2024/08/prudential-treatment-of-bad-and.html

Wilful Defaulters and Large Defaulters - https://inquisitivemind5.blogspot.com/2024/08/wilful-defaulters-and-large-defaulters.html

Declaration of dividend by UCBs - https://inquisitivemind5.blogspot.com/2024/08/declaration-of-dividend-by-ucbs.html

When are UCBs placed under PCA? What are its implications? - https://inquisitivemind5.blogspot.com/2024/07/when-are-ucbs-placed-under-pca-what-are.html

Fraud Risk Management in Commercial Banks (including RRBs), AIFI, UCBs, StCBs, CCBs and NBFCs (including HFCs) - https://inquisitivemind5.blogspot.com/2024/07/fraud-risk-management-in-commercial.html

Recognition of Self-Regulatory Organisations (SROs) for Non-Banking Financial Companies (NBFCs) - https://inquisitivemind5.blogspot.com/2024/06/recognition-of-self-regulatory.html

Framework for Self-Regulatory Organisations in the FinTech Sector - https://inquisitivemind5.blogspot.com/2024/06/framework-for-self-regulatory.html

Asset Reconstruction Companies (ARCs) - https://inquisitivemind5.blogspot.com/2024/05/asset-reconstruction-companies-arcs.html

Banks' Exposure to Capital Market - Issue of Irrevocable Payment Commitments (IPCs) - https://inquisitivemind5.blogspot.com/2024/05/banks-exposure-to-capital-market-issue.html

Fair Practices Code for Lenders – Charging of Interest - https://inquisitivemind5.blogspot.com/2024/05/fair-practices-code-for-lenders.html

Draft Guidelines on ‘Digital Lending – Transparency in Aggregation of Loan Products from Multiple Lenders’ - https://inquisitivemind5.blogspot.com/2024/04/draft-guidelines-on-digital-lending.html

Voluntary transition of Small Finance Banks to Universal Banks - https://inquisitivemind5.blogspot.com/2024/04/voluntary-transition-of-small-finance.html

Key Facts Statement (KFS) for Loans & Advances - https://inquisitivemind5.blogspot.com/2024/04/key-facts-statement-kfs-for-loans.html

Omnibus framework for recognising SROs for Regulated Entities - https://inquisitivemind5.blogspot.com/2024/03/omnibus-framework-for-recognising-self.html

Draft Disclosure framework on Climate-related Financial Risks - https://inquisitivemind5.blogspot.com/2024/03/draft-disclosure-framework-on-climate.html

Submission of Supervisory Returns by NBFCs - https://inquisitivemind5.blogspot.com/2024/02/submission-of-supervisory-returns-by.html

Credit / Investment Concentration Norms and Large Exposures Framework for NBFCs - https://inquisitivemind5.blogspot.com/2024/02/credit-investment-concentration-norms.html

Exposure Norms for UCBs - https://inquisitivemind5.blogspot.com/2024/02/exposure-norms-for-ucbs.html

Guidelines on Participation of Indian Banks on IIBX - https://inquisitivemind5.blogspot.com/2024/02/guidelines-on-participation-of-indian.html

Draft Guidelines for Declaration of Dividend and Remittance of Profit - https://inquisitivemind5.blogspot.com/2024/02/draft-guidelines-for-declaration-of.html

Draft Omnibus Framework for recognising Self-Regulatory Organisations for Regulated Entities - https://inquisitivemind5.blogspot.com/2024/02/draft-omnibus-framework-for-recognising.html

Draft Framework for recognising Self-Regulatory Organisations for FinTech Sector - https://inquisitivemind5.blogspot.com/2024/02/draft-framework-for-recognising-self.html

Inclusion of UCBs in the Second Schedule to the RBI Act, 1934 - https://inquisitivemind5.blogspot.com/2024/02/inclusion-of-ucbs-in-second-schedule-to.html

Appointment / Re-appointment of Statutory Auditors of StCBs and CCBs - https://inquisitivemind5.blogspot.com/2024/02/appointment-re-appointment-of-statutory.html

Investments in Alternative Investment Funds (AIFs) - https://inquisitivemind5.blogspot.com/2024/02/investments-in-alternative-investment.html

Systematically Important Banks (SIBs) - https://inquisitivemind5.blogspot.com/2024/01/systematically-important-banks.html

Inoperative Accounts / Unclaimed Deposits in Banks - https://inquisitivemind5.blogspot.com/2024/01/inoperative-accounts-unclaimed-deposits.html

Corporate Governance in Banks - Appointment of Directors and Constitution of Committees of the Board - https://inquisitivemind5.blogspot.com/2023/12/corporate-governance-in-banks.html

Draft Directions on Outsourcing of Financial Services - https://inquisitivemind5.blogspot.com/2023/12/draft-directions-on-outsourcing-of.html

Guidelines on acceptance of bulk deposits by banks - https://inquisitivemind5.blogspot.com/2023/12/guidelines-on-acceptance-of-bulk.html

Opening / shifting / closure of place of business by DCCBs - https://inquisitivemind5.blogspot.com/2023/11/opening-shifting-closure-of-place-of.html

Who are Account Aggregators? - https://inquisitivemind5.blogspot.com/2023/11/who-are-account-aggregators.html

Regulatory measures for credit exposures of bank and NBFCs - https://inquisitivemind5.blogspot.com/2023/11/regulatory-measures-for-credit.html

Customer service and compensation framework for CIs and CICs and reporting of credit information to CICs - https://inquisitivemind5.blogspot.com/2023/11/guidelines-on-customer-service-and.html

Classification, Valuation and Operation of Investment Portfolio of Banks - https://inquisitivemind5.blogspot.com/2023/10/classification-valuation-and-operation.html

HARBINGER – Global Hackathon of RBI - https://inquisitivemind5.blogspot.com/2023/10/harbinger-global-hackathon-of-rbi.html

Guidelines on Bullet Repayment of Gold Loans of UCBs - https://inquisitivemind5.blogspot.com/2023/10/guidelines-on-bullet-repayment-of-gold.html

Release of Documents on Closure of Personal Loans - https://inquisitivemind5.blogspot.com/2023/10/release-of-documents-on-closure-of.html

Reset of Floating Interest Rate on EMI based Personal Loans - https://inquisitivemind5.blogspot.com/2023/10/reset-of-floating-interest-rate-on-emi.html

Regulatory Framework for IDF-NBFCs - https://inquisitivemind5.blogspot.com/2023/08/regulatory-framework-for-idf-nbfcs.html

Penal Charges in Loan Accounts - https://inquisitivemind5.blogspot.com/2023/08/penal-charges-in-loan-accounts.html

Highlights of RBI Annual Report 2022-23– Chapter 6 (Part II) - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_26.html

Highlights of RBI Annual Report 2022-23– Chapter 6 (Part I) - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_25.html

What are Minimum Capital Requirements for Operational Risk? - https://inquisitivemind5.blogspot.com/2023/07/what-are-minimum-capital-requirements.html

Framework for Compromise Settlements and Technical Write-offs - https://inquisitivemind5.blogspot.com/2023/07/framework-for-compromise-settlements.html

Guidelines on Default Loss Guarantee (DLG) in Digital Lending - https://inquisitivemind5.blogspot.com/2023/07/guidelines-on-default-loss-guarantee.html

What is revised branch authorization policy for UCBs? - https://inquisitivemind5.blogspot.com/2023/07/what-is-revised-branch-authorization.html

When are RRBs placed under PCA? What are its implications? - https://inquisitivemind5.blogspot.com/2023/05/when-are-rrbs-placed-under-pca-what-are.html

When are UCBs placed under SAF? What are its implications? - https://inquisitivemind5.blogspot.com/2023/05/when-are-ucbs-placed-under-saf-what-are.html

Outsourcing of Information Technology Services by RBI regulated entities - https://inquisitivemind5.blogspot.com/2023/05/outsourcing-of-information-technology.html

Provisioning for standard assets by UCBs - https://inquisitivemind5.blogspot.com/2023/04/provisioning-for-standard-assets-by-ucbs.html

Penal Charges in Loan Accounts - https://inquisitivemind5.blogspot.com/2023/04/penal-charges-in-loan-accounts.html

Guidelines on Interest Rate Risk in Banking Book (IRRBB) - https://inquisitivemind5.blogspot.com/2023/04/guidelines-on-interest-rate-risk-in.html

What is the framework for acceptance of Green Deposits? - https://inquisitivemind5.blogspot.com/2023/04/what-is-framework-for-acceptance-of.html

Securitisation of Stressed Assets Framework (SSAF) - https://inquisitivemind5.blogspot.com/2023/01/securitisation-of-stressed-assets.html

Safe Deposit Locker / Safe Custody Article Facility - https://inquisitivemind5.blogspot.com/2023/01/safe-deposit-locker-safe-custody.html

Guidelines on Shareholdings in Banking Companies - https://inquisitivemind5.blogspot.com/2023/01/guidelines-on-shareholdings-in-banking.html

Credit rating agencies eligible for risk weighting banks’ claims - https://inquisitivemind5.blogspot.com/2023/01/credit-rating-agencies-eligible-for.html

Guidelines for ‘on tap’ licensing of Universal Banks in the Private Sector - https://inquisitivemind5.blogspot.com/2023/01/guidelines-for-on-tap-licensing-of.html

What is revised regulatory framework for UCBs? - https://inquisitivemind5.blogspot.com/2023/01/what-is-revised-regulatory-framework.html

Which UCBs are classified as Financially Sound and Well Managed (FSWM)? - https://inquisitivemind5.blogspot.com/2023/01/which-ucbs-are-classified-as.html

What are ‘Significant Benchmarks’? - https://inquisitivemind5.blogspot.com/2023/01/what-are-significant-benchmarks.html

What is the payments fraud reporting platform for banks? - https://inquisitivemind5.blogspot.com/2022/12/what-is-payments-fraud-reporting.html

What are Systematically Important Banks? - https://inquisitivemind5.blogspot.com/2022/12/what-are-systematically-important-banks.html

Guidelines on opening of Current accounts and CC / OD accounts by banks - https://inquisitivemind5.blogspot.com/2022/12/guidelines-on-opening-of-current.html

What is Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR)? - https://inquisitivemind5.blogspot.com/2022/12/what-is-cash-reserve-ratio-crr-and.html?m=1

SLR holdings in HTM category - https://inquisitivemind5.blogspot.com/2022/11/slr-holdings-in-htm-category.html?m=1

What is revised regulatory framework for Urban Co-operative Banks (UCBs)? - https://inquisitivemind5.blogspot.com/2022/11/what-is-revised-regulatory-framework.html

What are SOPs for Interoperable Regulatory Sandbox? - https://inquisitivemind5.blogspot.com/2022/11/what-are-sops-for-interoperable.html

What are eligibility criteria for offering Internet Banking facility by RRBs? - https://inquisitivemind5.blogspot.com/2022/11/what-are-eligibility-criteria-for.html

What are prudential norms on asset classification and provisioning? - https://inquisitivemind5.blogspot.com/2022/11/what-are-prudential-norms-on-asset.html

What is Scale Based Regulation (SBR) for NBFCs? - https://inquisitivemind5.blogspot.com/2022/11/what-is-scale-based-regulation-sbr-for.html

Bank Finance to Non-Banking Financial Companies (NBFCs) - https://inquisitivemind5.blogspot.com/2022/11/bank-finance-to-non-banking-financial.html

Reserve Bank of India Act, 1934 – Part-VII – Section 45S to 45Y - https://inquisitivemind5.blogspot.com/2022/10/reserve-bank-of-india-act-1934-part-vii.html

Reserve Bank of India Act, 1934 – Part-VI – Section 45K to 45QB - https://inquisitivemind5.blogspot.com/2022/10/reserve-bank-of-india-act-1934-part-vi.html

Reserve Bank of India Act, 1934 – Part-V – Section 45B to 45JA - https://inquisitivemind5.blogspot.com/2022/10/reserve-bank-of-india-act-1934-part-v.html

MoU between Reserve Bank of India and Bank Indonesia - https://inquisitivemind5.blogspot.com/2022/10/mou-between-reserve-bank-of-india-and.html

Reserve Bank of India Act, 1934 – Part-IV – Section 42 to 45 - https://inquisitivemind5.blogspot.com/2022/10/reserve-bank-of-india-act-1934-part-iv.html

What is regulatory framework for Asset Reconstruction Companies (ARCs)? - https://inquisitivemind5.blogspot.com/2022/10/what-is-regulatory-framework-for-asset.html

What are Digital Banking Units (DBUs)? - https://inquisitivemind5.blogspot.com/2022/10/what-are-digital-banking-units-dbus.html

What is Financial Action Task Force (FATF)? - https://inquisitivemind5.blogspot.com/2022/10/what-is-financial-action-task-force-fatf.html

Which Small Finance Banks can obtain AD Category-I license? - https://inquisitivemind5.blogspot.com/2022/10/which-small-finance-banks-can-obtain-ad.html

What is Legal Entity Identifier (LEI)? - https://inquisitivemind5.blogspot.com/2022/10/what-is-legal-entity-identifier-lei.html

Who is responsible for the actions of recovery agents? - https://inquisitivemind5.blogspot.com/2022/10/what-are-responsibilities-of-regulated.html

What are the Guidelines on Digital Lending? - https://inquisitivemind5.blogspot.com/2022/09/what-are-guidelines-on-digital-lending.html

What is Regulatory Sandbox (RS)? - https://inquisitivemind5.blogspot.com/2022/09/what-is-regulatory-sandbox-rs.html

When are NBFCs placed under PCA? What are its implications? - https://inquisitivemind5.blogspot.com/2022/09/when-are-nbfcs-placed-under-pca-what.html

When are banks placed under PCA? What are its implications? - https://inquisitivemind5.blogspot.com/2022/09/when-are-banks-placed-under-pca-what.html

What happens to inoperative deposit accounts? - https://inquisitivemind5.blogspot.com/2022/09/what-happens-to-inoperative-deposit.html

What is Gold Monetization Scheme? - https://inquisitivemind5.blogspot.com/2022/09/what-is-gold-monetization-scheme.html

Are banks deposits insured? - https://inquisitivemind5.blogspot.com/2022/07/are-your-deposits-with-banks-insured.html

What is KYC? - https://inquisitivemind5.blogspot.com/2022/07/what-are-kyc-norms.html

Follow at - Telegram   Instagram   LinkedIn   X   Facebook


Payment System

Continuous Clearing and Settlement on Realisation in Cheque Truncation System (CTS) - https://inquisitivemind5.blogspot.com/2025/08/continuous-clearing-and-settlement-on.html

Due Diligence of AePS Touchpoint Operators - https://inquisitivemind5.blogspot.com/2025/07/due-diligence-of-aeps-touchpoint.html

Digital Payments Awareness Week 2025 - https://inquisitivemind5.blogspot.com/2025/03/digital-payments-awareness-week-2025.html

Framework for imposing monetary penalty and compounding of offences under the Payment and Settlement Systems Act, 2007 - https://inquisitivemind5.blogspot.com/2025/02/framework-for-imposing-monetary-penalty.html

Unified Payment Interface (UPI) - https://inquisitivemind5.blogspot.com/2025/01/unified-payment-interface-upi.html

Draft Framework on Alternative Authentication Mechanisms for Digital Payment Transactions - https://inquisitivemind5.blogspot.com/2024/08/draft-framework-on-alternative.html

Draft Directions on Due Diligence of AePS Touchpoint Operators - https://inquisitivemind5.blogspot.com/2024/08/draft-directions-on-due-diligence-of.html

Cyber Resilience and Digital Payment Security Controls for non-bank Payment System Operators (PSOs) - https://inquisitivemind5.blogspot.com/2024/08/cyber-resilience-and-digital-payment.html

Domestic Money Transfer - https://inquisitivemind5.blogspot.com/2024/07/domestic-money-transfer.html

What is Project Nexus? - https://inquisitivemind5.blogspot.com/2024/07/what-is-project-nexus.html

Draft Directions on Regulation of Payment Aggregators (PAs) - https://inquisitivemind5.blogspot.com/2024/04/draft-directions-on-regulation-of.html

Arrangements with Card Networks for issue of Credit Cards - https://inquisitivemind5.blogspot.com/2024/03/arrangements-with-card-networks-for.html

What is Bharat Bill Payment System (BBPS)? - https://inquisitivemind5.blogspot.com/2024/03/what-is-bharat-bill-payment-system-bbps.html

Payments Infrastructure Development Fund (PIDF) - https://inquisitivemind5.blogspot.com/2024/01/payments-infrastructure-development.html

Regulation of Payment Aggregator – Cross Border - https://inquisitivemind5.blogspot.com/2023/11/regulation-of-payment-aggregator-cross.html

Highlights of RBI Annual Report 2022-23– Chapter 7 to 12 - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_27.html

Arrangements with Card Networks for issue of Debit, Credit and Prepaid Cards - https://inquisitivemind5.blogspot.com/2023/07/arrangements-with-card-networks-for.html

What is Trade Receivables Discounting System (TReDS)? - https://inquisitivemind5.blogspot.com/2023/07/what-is-trade-receivables-discounting.html

What is UPI-PayNow linkage? - https://inquisitivemind5.blogspot.com/2023/03/what-is-upi-paynow-linkage.html

Digital Payments Awareness Week 2023 - https://inquisitivemind5.blogspot.com/2023/03/digital-payments-awareness-week-2023.html

Immediate Payment Service (IMPS) vs Unified Payment Interface (UPI) - https://inquisitivemind5.blogspot.com/2023/01/immediate-payment-service-imps-vs.html

National Electronic Funds Transfer (NEFT) vs Real Time Gross Settlement (RTGS) - https://inquisitivemind5.blogspot.com/2023/01/national-electronic-funds-transfer-neft.html

Small Value Digital Payments in Offline Mode - https://inquisitivemind5.blogspot.com/2022/12/small-value-digital-payments-in-offline.html?m=1

What are Negotiable Instruments? - https://inquisitivemind5.blogspot.com/2022/12/what-are-negotiable-instruments.html?m=1

Interoperable Card-less Cash Withdrawal (ICCW) at ATMs - https://inquisitivemind5.blogspot.com/2022/11/interoperable-card-less-cash-withdrawal.html?m=1

What are restrictions on storage of actual card data? - https://inquisitivemind5.blogspot.com/2022/11/what-are-restrictions-on-storage-of.html

What is tokenisation of card transactions? - https://inquisitivemind5.blogspot.com/2022/11/what-is-tokenisation-of-card.html

Extension of timeline for submission of applications by Payment Aggregators - https://inquisitivemind5.blogspot.com/2022/11/extension-of-timeline-for-submission-of.html

What are directions on issuance of Credit Cards and Debit Cards? - https://inquisitivemind5.blogspot.com/2022/11/what-are-directions-on-issuance-of.html

What is Payments Infrastructure Development Fund (PIDF)? - https://inquisitivemind5.blogspot.com/2022/11/what-is-payments-infrastructure.html

Requirement of prior RBI approval for non-bank PSOs - https://inquisitivemind5.blogspot.com/2022/10/requirement-of-prior-rbi-approval-by.html

What is Payments Vision 2025? - https://inquisitivemind5.blogspot.com/2022/10/what-is-payments-vision-2025.html

Guidelines on processing of e-mandates for recurring transactions - https://inquisitivemind5.blogspot.com/2022/10/guidelines-on-processing-of-e-mandates.html

What is Legal Entity Identifier (LEI)? - https://inquisitivemind5.blogspot.com/2022/10/what-is-legal-entity-identifier-lei.html

What is Reserve Bank of India – Digital Payments Index (RBI-DPI)? - https://inquisitivemind5.blogspot.com/2022/10/what-is-reserve-bank-of-india-digital.html

What is Bharat Bill Payment System (BBPS)? - https://inquisitivemind5.blogspot.com/2022/10/what-is-bharat-bill-payment-system-bbps.html

Are your ATM transactions free? - https://inquisitivemind5.blogspot.com/2022/09/are-your-atm-transactions-free.html

What is UPI and UPI123Pay? - https://inquisitivemind5.blogspot.com/2022/03/what-is-upi-and-upi123pay.html

Follow at - Telegram   Instagram   LinkedIn   X   Facebook


Financial Inclusion and Consumer Protection

Priority Sector Lending (PSL) guidelines - https://inquisitivemind5.blogspot.com/2025/04/priority-sector-lending-psl-guidelines.html

Financial Literacy Week (FLW) 2025 - https://inquisitivemind5.blogspot.com/2025/03/financial-literacy-week-flw-2025.html

Modified Interest Subvention Scheme for Agricultural Loans - https://inquisitivemind5.blogspot.com/2024/08/modified-interest-subvention-scheme-for.html

Women Enterprise Acceleration Fund - https://inquisitivemind5.blogspot.com/2024/04/women-enterprise-acceleration-fund.html

Financial Literacy Week (FLW) 2024 - https://inquisitivemind5.blogspot.com/2024/02/financial-literacy-week-flw-2024.html

Internal Ombudsman for Regulated Entities - https://inquisitivemind5.blogspot.com/2024/01/internal-ombudsman-for-regulated.html

PM Vishwakarma Scheme - https://inquisitivemind5.blogspot.com/2023/09/pm-vishwakarma-scheme.html

Highlights of RBI Annual Report 2022-23 – Chapter 4 and 5 - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_24.html

Summary on report of the Committee for Review of Customer Service Standards in RBI Regulated Entities - https://inquisitivemind5.blogspot.com/2023/06/summary-on-report-of-committee-for.html

Financial Literacy Week (FLW) 2023 - https://inquisitivemind5.blogspot.com/2023/02/financial-literacy-week-flw-2023.html

What is Lead Bank Scheme? - https://inquisitivemind5.blogspot.com/2022/12/what-is-lead-bank-scheme.html

What are Priority Sector Lending Certificates (PSLC)? - https://inquisitivemind5.blogspot.com/2022/12/what-are-priority-sector-lending.html?m=1

What are Priority Sector Lending (PSL) guidelines? - https://inquisitivemind5.blogspot.com/2022/12/what-are-priority-sector-lending-psl.html?m=1

Interest Subvention Scheme for Agricultural Loans - https://inquisitivemind5.blogspot.com/2022/12/interest-subvention-scheme-for.html?m=1

What is the regulatory framework for microfinance loans? - https://inquisitivemind5.blogspot.com/2022/11/what-is-regulatory-framework-for.html

Guidelines on credit facilities to minority communities - https://inquisitivemind5.blogspot.com/2022/10/guidelines-on-credit-facilities-to.html

What are guidelines for appointment of Internal Ombudsman by CICs? - https://inquisitivemind5.blogspot.com/2022/10/what-are-guidelines-for-appointment-of.html

What is Financial Inclusion (FI) Index? - https://inquisitivemind5.blogspot.com/2022/09/what-is-financial-inclusion-fi-index.html

Who bears the loss of fraudulent financial transactions? - https://inquisitivemind5.blogspot.com/2022/09/who-bears-loss-of-fraudulent-financial.html

Had a failed financial transaction? By when shall bank reverse the amount? - https://inquisitivemind5.blogspot.com/2022/08/had-failed-financial-transaction-by.html

All about RBI Integrated Ombudsman Scheme, 2021 - https://inquisitivemind5.blogspot.com/2022/08/all-about-rbi-integrated-ombudsman.html

How to file a complaint against a bank / NBFC / PPI / CIC? - https://inquisitivemind5.blogspot.com/2022/07/how-to-file-complaint-against-bank-nbfc.html

Follow at - Telegram   Instagram   LinkedIn   X   Facebook


Debt Management and Financial Markets

Conduct of Government Business by Agency Banks and payment of agency commission - https://inquisitivemind5.blogspot.com/2025/06/conduct-of-government-business-by.html

Stripping / Reconstitution in Government Securities - https://inquisitivemind5.blogspot.com/2025/06/stripping-reconstitution-in-government.html

Forward Contracts in Government Securities - https://inquisitivemind5.blogspot.com/2025/04/forward-contracts-in-government.html

Access Criteria for NDS-OM - https://inquisitivemind5.blogspot.com/2025/02/access-criteria-for-nds-om.html

Investments in Debt Instruments by Non-residents - https://inquisitivemind5.blogspot.com/2025/02/investments-in-debt-instruments-by-non.html

Directions on Access Criteria for NDS-OM - https://inquisitivemind5.blogspot.com/2024/10/directions-on-access-criteria-for-nds-om.html

Scheme for Trading and Settlement of Sovereign Green Bonds (SGrBs) in the International Financial Services Centre (IFSC) in India - https://inquisitivemind5.blogspot.com/2024/08/scheme-for-trading-and-settlement-of.html

Floating Rate Savings Bonds, 2020 (Taxable) – FRSB 2020 (T) - https://inquisitivemind5.blogspot.com/2024/07/floating-rate-savings-bonds-2020.html

Draft Directions for Electronic Trading Platforms (ETPs) - https://inquisitivemind5.blogspot.com/2024/05/draft-directions-for-electronic-trading.html

Margining for Non-Centrally Cleared OTC Derivatives - https://inquisitivemind5.blogspot.com/2024/05/margining-for-non-centrally-cleared-otc.html

Draft Directions on Bond Forwards - https://inquisitivemind5.blogspot.com/2024/02/draft-directions-on-bond-forwards.html

Financial Benchmark Administrators - https://inquisitivemind5.blogspot.com/2024/01/financial-benchmark-administrators.html

Commercial Paper and Non-Convertible Debentures of maturity up to one year - https://inquisitivemind5.blogspot.com/2024/01/commercial-paper-and-non-convertible.html

Government Securities Lending - https://inquisitivemind5.blogspot.com/2024/01/government-securities-lending.html

What is Fully Accessible Route? - https://inquisitivemind5.blogspot.com/2023/11/what-is-fully-accessible-route-far.html

Highlights of RBI Annual Report 2022-23– Chapter 7 to 12 - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_27.html

Highlights of RBI Annual Report 2022-23 – Chapter 4 and 5 - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_24.html

Lending of Government Securities - https://inquisitivemind5.blogspot.com/2023/04/lending-of-government-securities.html

CCIL, FIMMDA and FBIL - https://inquisitivemind5.blogspot.com/2023/03/ccil-fimmda-and-fbil.html

When Issued Market and Short Sale of G-Sec - https://inquisitivemind5.blogspot.com/2023/03/when-issued-market-and-short-sale-of-g.html

How and in what form can G-Secs be held? - https://inquisitivemind5.blogspot.com/2023/03/how-and-in-what-form-can-g-secs-be-held.html

Competitive and Non-Competitive Bidding for G-Sec - https://inquisitivemind5.blogspot.com/2023/03/competitive-and-non-competitive-bidding.html

Yield and Price Based Auction for G-Sec - https://inquisitivemind5.blogspot.com/2023/03/yield-and-price-based-auction-for-g-sec.html

What are State Development Loans (SDLs)? - https://inquisitivemind5.blogspot.com/2023/02/what-are-state-development-loans-sdls.html

What are Dated Government Securities? - https://inquisitivemind5.blogspot.com/2023/02/what-are-dated-government-securities.html

What are Cash Management Bills (CMBs)? - https://inquisitivemind5.blogspot.com/2023/02/what-are-cash-management-bills-cmbs.html

What are Treasury Bills (T-bills)? - https://inquisitivemind5.blogspot.com/2023/02/what-are-treasury-bills-t-bills.html

What are Government Securities (G-Secs)? - https://inquisitivemind5.blogspot.com/2023/02/what-are-government-securities-g-secs.html

What are Sovereign Green Bonds (SGrBs)? - https://inquisitivemind5.blogspot.com/2023/01/what-are-sovereign-green-bonds-sgrbs.html

What is Voluntary Retention Route (VRR)? - https://inquisitivemind5.blogspot.com/2022/12/what-is-voluntary-retention-route-vrr.html?m=1

Reserve Bank of India Act, 1934 – Part-III – Section 20 to 40 - https://inquisitivemind5.blogspot.com/2022/10/reserve-bank-of-india-act-1934-part-iii.html

What is Ways and Means Advances (WMA)? - https://inquisitivemind5.blogspot.com/2022/10/what-is-ways-and-means-advances-wma.html

What is Certificate of Deposits (CDs)? - https://inquisitivemind5.blogspot.com/2022/09/what-is-certificate-of-deposits-cds.html

Sovereign Gold Bonds vs Gold Monetization Scheme - https://inquisitivemind5.blogspot.com/2022/09/sovereign-gold-bonds-vs-gold.html

What are Sovereign Gold Bonds? - https://inquisitivemind5.blogspot.com/2022/09/what-are-sovereign-gold-bonds.html

What is Retail Direct Gilt Account? - https://inquisitivemind5.blogspot.com/2022/07/what-is-retail-direct-gilt-account.html

Follow at - Telegram   Instagram   LinkedIn   X   Facebook


Foreign Exchange

Investments in Debt Instruments by Non-residents - https://inquisitivemind5.blogspot.com/2025/02/investments-in-debt-instruments-by-non.html

Operational framework for reclassification of Foreign Portfolio Investment to Foreign Direct Investment (FDI) - https://inquisitivemind5.blogspot.com/2024/11/operational-framework-for.html

Compounding of Contraventions under FEMA, 1999 - https://inquisitivemind5.blogspot.com/2024/10/compounding-of-contraventions-under.html

Overseas Investment - https://inquisitivemind5.blogspot.com/2024/08/overseas-investments.html

Draft Regulation of Foreign Trade under Foreign Exchange Management Act (FEMA), 1999 - https://inquisitivemind5.blogspot.com/2024/07/draft-regulation-of-foreign-trade-under.html

Framework on Currency Swap Arrangement for SAARC countries - https://inquisitivemind5.blogspot.com/2024/06/framework-on-currency-swap-arrangement.html

Margin for Derivative Contracts - https://inquisitivemind5.blogspot.com/2024/05/margin-for-derivative-contracts.html

Interest Equalization Scheme (IES) on Pre and Post Shipment Rupee Export Credit - https://inquisitivemind5.blogspot.com/2024/03/interest-equalization-scheme-ies-on-pre.html

Draft Licensing Framework for Authorised Persons (APs) under FEMA - https://inquisitivemind5.blogspot.com/2024/02/draft-licensing-framework-for.html

Hedging of Foreign Exchange Risk - https://inquisitivemind5.blogspot.com/2024/01/hedging-of-foreign-exchange-risk.html

Manner of Receipt and Payment from Person Resident outside India - https://inquisitivemind5.blogspot.com/2024/01/manner-of-receipt-and-payment-from.html?m=1

Guidelines for import of Gold and Silver by Qualified Jewellers - https://inquisitivemind5.blogspot.com/2023/11/guidelines-for-import-of-gold-and.html

Highlights of RBI Annual Report 2022-23 – Chapter 4 and 5 - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_24.html

What are guidelines on hedging risks in overseas markets? - https://inquisitivemind5.blogspot.com/2023/01/what-are-guidelines-on-hedging-risks-in.html

What is Liberalised Remittance Scheme (LRS)? - https://inquisitivemind5.blogspot.com/2022/11/what-is-liberalised-remittance-scheme.html?m=1

International Trade Settlement in Indian Rupees (INR) - https://inquisitivemind5.blogspot.com/2022/10/international-trade-settlement-in.html

What is FX Global Code? - https://inquisitivemind5.blogspot.com/2022/10/what-is-fx-global-code.html

Steps taken by RBI for liberalisation of forex inflows - https://inquisitivemind5.blogspot.com/2022/10/steps-taken-by-rbi-for-liberalisation.html

What is Asian Clearing Union (ACU)? - https://inquisitivemind5.blogspot.com/2022/10/what-is-asian-clearing-union-acu.html

Late submission fee for reporting delays under FEMA - https://inquisitivemind5.blogspot.com/2022/10/late-submission-fee-for-reporting.html

What is Legal Entity Identifier (LEI)? - https://inquisitivemind5.blogspot.com/2022/10/what-is-legal-entity-identifier-lei.html

What is External Commercial Borrowings (ECB)? - https://inquisitivemind5.blogspot.com/2022/10/what-is-external-commercial-borrowings.html

What is Rupee Drawing Arrangement (RDA)? - https://inquisitivemind5.blogspot.com/2022/10/what-is-rupee-drawing-arrangement-rda.html

Follow at - Telegram   Instagram   LinkedIn   X   Facebook


Other financial topics

Report of the Committee to develop a Framework for Responsible and Ethical Enablement of Artificial Intelligence (FREE-AI) in the Financial Sector - https://inquisitivemind5.blogspot.com/2025/08/report-of-committee-to-develop.html

RBIDATA Mobile App by RBI - https://inquisitivemind5.blogspot.com/2025/03/rbidata-mobile-app-by-rbi.html

Committees of RBI - https://inquisitivemind5.blogspot.com/2025/01/committees-of-rbi.html

What went wrong with Credit Suisse? - https://inquisitivemind5.blogspot.com/2023/03/what-went-wrong-with-credit-suisse.html

What led to recent bank failures in the United States? - https://inquisitivemind5.blogspot.com/2023/03/what-led-to-recent-bank-failures-in.html

What is Utkarsh 2.0 – RBI’s Medium-term Strategy Framework? - https://inquisitivemind5.blogspot.com/2023/01/what-is-utkarsh-20.html

Net-worth / NOF requirements for RBI regulated entities - https://inquisitivemind5.blogspot.com/2022/12/net-worth-nof-requirements-for-rbi.html?m=1

Committees of RBI - https://inquisitivemind5.blogspot.com/2022/12/committees-of-rbi.html?m=1

How is GDP calculated in India? - https://inquisitivemind5.blogspot.com/2022/08/how-is-economic-growth-calculated.html

How to transfer shares from one Demat account to another? - https://inquisitivemind5.blogspot.com/2022/03/how-to-transfer-shares-from-one-demat.html

What is Credit Score? Why is it important? - https://inquisitivemind5.blogspot.com/2022/03/what-is-credit-score-why-is-it-important.html

Tracking rise and fall of Sensex? But how is Sensex calculated? - https://inquisitivemind5.blogspot.com/2022/03/tracking-rise-and-fall-of-sensex-but.html

Follow at - Telegram   Instagram   LinkedIn   X   Facebook


Income Tax

How to report foreign assets and foreign incomes in ITR? - https://inquisitivemind5.blogspot.com/2023/07/how-to-report-foreign-assets-and.html

Tax slabs for individuals for AY 2023-24 and 2024-25 - https://inquisitivemind5.blogspot.com/2023/02/tax-slabs-for-individuals-for-ay-2023.html

Filing your ITR? Have you checked AIS and TIS? - https://inquisitivemind5.blogspot.com/2022/07/filing-your-itr-have-you-checked-ais.html

What is Tax Credit Statement (Form 26AS)? - https://inquisitivemind5.blogspot.com/2022/07/a-taxpayer-pays-taxes-on-income-by-way.html

Which deductions can be claimed from total income? - https://inquisitivemind5.blogspot.com/2022/03/which-deductions-can-be-claimed-from.html

How to pay self-assessment tax? - https://inquisitivemind5.blogspot.com/2022/03/how-to-pay-self-assessment-tax.html

How to file Income Tax Return (ITR–1)? - https://inquisitivemind5.blogspot.com/2022/03/how-to-file-income-tax-return-itr1.html

Got salary arrears? Have you claimed relief u/s 89 of Income Tax Act, 1961? - https://inquisitivemind5.blogspot.com/2022/03/got-salary-arrears-have-you-claimed.html

Earning income other than Salary? Have you paid your Advance Tax? - https://inquisitivemind5.blogspot.com/2022/03/earning-income-other-than-salary-have.html

Tax slabs for individuals for the assessment years 2022-23 and 2023-24 - https://inquisitivemind5.blogspot.com/2022/03/calculating-tax-liability-of.html

Follow at - Telegram   Instagram   LinkedIn   X   Facebook

Comments

Post a Comment

Popular Posts

Report of the Committee to develop a Framework for Responsible and Ethical Enablement of Artificial Intelligence (FREE-AI) in the Financial Sector

Reserve Bank of India (RBI) has released the report of the committee to develop a framework for responsible and ethical enablement of artificial intelligence (FREE-AI) in the financial sector. Committee to develop a Framework for Responsible and Ethical Enablement of Artificial Intelligence (FREE-AI) in the Financial Sector In the financial sector, Artificial Intelligence (AI) has the potential to unlock new forms of customer engagement, enable alternate approaches to credit assessment, risk monitoring, fraud detection, and offer new supervisory tools. At the same time, increased adoption of AI could lead to new risks like bias and lack of explainability, as well as amplifying existing challenges to data protection, cybersecurity, among others. To encourage the responsible and ethical adoption of AI in the financial sector, the committee to develop a Framework for Responsible and Ethical Enablement of Artificial Intelligence (FREE-AI) in the Financial Sector (Chairperson: Dr. Pushpak B...
Post a Comment
Read more

Continuous Clearing and Settlement on Realisation in Cheque Truncation System (CTS)

Reserve Bank of India (RBI) has issued direction on continuous clearing and settlement on realisation in Cheque Truncation System (CTS). What is Cheque Truncation System (CTS)? Cheque Truncation System (CTS) involves halting the physical movement of the cheque and its replacement by images of the instrument and the corresponding data contained in the MICR line.  In CTS, 3 images are taken of each cheque – front Gray Scale, front Black & White and back Black & White. MICR (Magnetic Ink Character Recognition) is a 9-digit code printed at the bottom of cheques using magnetic ink – first 3 digits indicate City Code, middle 3 digits indicate Bank Code and the last 3 digits indicate Bank Branch Code. Only CTS-2010 standards compliant instruments can be presented for clearing through CTS. The presenting banks which truncates the cheques need to preserve the physical instruments for 10 years. From when will the continuous clearing and settlement on realisation in CTS be implemented...
Post a Comment
Read more

Non-Fund Based Credit Facilities

Reserve Bank of India (RBI) has issued directions on non-fund based credit facilities. To whom shall the directions be applicable? The directions shall apply to the following Regulated Entities (REs) for all their Non-Fund Based (NFB) exposures such as guarantee, letter of credit, co-acceptance etc. Commercial Banks (including Regional Rural Banks and Local Area Banks) Primary (Urban) Co-operative Banks (UCBs) / State Co-operative Banks (StCBs) / Central Co-operative Banks (CCBs) All India Financial Institutions (AIFIs) Non-Banking Financial Companies (NBFCs) including Housing Finance Companies (HFCs) in Middle Layer and above, only for the issuance of Partial Credit Enhancement. The directions shall not apply to the derivative exposures of a RE. Which NFB facilities are permitted to be issued by RE? RE shall issue a NFB facility only on behalf of a customer having funded credit facility from the RE. However, this shall not be applicable in respect of – Derivative contracts entered int...
Post a Comment
Read more

RBI’s Monetary Policy (August 06, 2025): In A Nutshell

The bi-monthly monetary policy of Reserve Bank of India (RBI) was announced on August 06, 2025. Here are some of the highlights of the monetary policy announcement. Rates   Change Rate Policy repo rate Unchanged 5.50% Standing deposit facility (SDF) rate 5.25% Marginal standing facility (MSF) rate 5.75% Bank rate 5.75% Monetary policy stance Monetary policy stance unchanged as ‘neutral’. Domestic Economy  Real GDP growth for 2025-26 is projected at 6.5%. CPI headline inflation declined for the eighth consecutive month to a 77-month low (since January 2019) of 2.1% in June, driven primarily by a sharp decline in food inflation. Food inflation recorded its first negative print since February 2019 at (-) 0.2% in June. CPI inflation for 2025-26 is projected at 3.1%. India’s current account deficit (CAD) moderated to 0.6% of GDP in 2024-25 from 0.7% of GDP in 2023-24 due to robust services exports and strong remittances receipts despite higher merchandise trade deficit. As on Augus...
Post a Comment
Read more

Committees to be constituted by NBFC-BL

Non-Banking Financial Companies (NBFCs) are required to constitute various committees for effective corporate governance. This article lists out some of the important committees to be constituted by the Base Layer NBFCs (NBFC-BL). Board of Directors Applicability Companies Act, 2013 Section 149(1) – Every company shall have a Board of Directors. Composition of the Board Companies Act, 2013 Section 149(1) – The Board of Directors shall consist of individuals as directors – Public company – minimum 3 directors Private company – minimum 2 directors One Person Company – minimum 1 director  Maximum 15 directors (more than 15 directors may be appointed after passing a special resolution) Section 149(4) – Every listed public company shall have at least 1/3rd of the total number of directors as independent directors. Companies (Appointment and Qualifications of Directors) Rules, 2014 Rule 3 – The following companies shall appoint at least 1 woman director – Every listed company Every other...
Post a Comment
Read more