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This is a topic-wise archive of the articles published on this blog in the descending order of the date of publication.

Reserve Bank of India Act, 1934

Reserve Bank of India Act, 1934 – Part-X – Section 58B to 58G - https://inquisitivemind5.blogspot.com/2022/11/reserve-bank-of-india-act-1934-part-x.html

Reserve Bank of India Act, 1934 – Part-IX – Section 46 to 58A - https://inquisitivemind5.blogspot.com/2022/11/reserve-bank-of-india-act-1934-part-ix.html

Reserve Bank of India Act, 1934 – Part-VIII – Section 45Z to 45ZO - https://inquisitivemind5.blogspot.com/2022/11/reserve-bank-of-india-act-1934-part.html

Reserve Bank of India Act, 1934 – Part-VII – Section 45S to 45Y - https://inquisitivemind5.blogspot.com/2022/10/reserve-bank-of-india-act-1934-part-vii.html

Reserve Bank of India Act, 1934 – Part-VI – Section 45K to 45QB - https://inquisitivemind5.blogspot.com/2022/10/reserve-bank-of-india-act-1934-part-vi.html

Reserve Bank of India Act, 1934 – Part-V – Section 45B to 45JA - https://inquisitivemind5.blogspot.com/2022/10/reserve-bank-of-india-act-1934-part-v.html

Reserve Bank of India Act, 1934 – Part-IV – Section 42 to 45 - https://inquisitivemind5.blogspot.com/2022/10/reserve-bank-of-india-act-1934-part-iv.html

Reserve Bank of India Act, 1934 – Part-III – Section 20 to 40 - https://inquisitivemind5.blogspot.com/2022/10/reserve-bank-of-india-act-1934-part-iii.html

Reserve Bank of India Act, 1934 – Part-II – Section 17 to 19 - https://inquisitivemind5.blogspot.com/2022/10/reserve-bank-of-india-act-1934-section.html

Reserve Bank of India Act, 1934 – Part-I – Preamble and Section 1 to 13 - https://inquisitivemind5.blogspot.com/2022/10/reserve-bank-of-india-act-1934-preamble.html

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Banking Regulation Act, 1949

Banking Regulation Act, 1949 – Part-V – Section 45ZA to 56 - https://inquisitivemind5.blogspot.com/2024/04/banking-regulation-act-1949-part-v.html

Banking Regulation Act, 1949 – Part-IV – Section 36AA to 45Q - https://inquisitivemind5.blogspot.com/2024/04/banking-regulation-act-1949-part-iv.html

Banking Regulation Act, 1949 – Part-III – Section 26 to 36 - https://inquisitivemind5.blogspot.com/2024/04/banking-regulation-act-1949-part-iii.html

Banking Regulation Act, 1949 – Part-II – Section 17 to 24 - https://inquisitivemind5.blogspot.com/2024/04/banking-regulation-act-1949-part-ii.html

Banking Regulation Act, 1949 – Part-I – Section 3 to 12B - https://inquisitivemind5.blogspot.com/2024/03/banking-regulation-act-1949-part-i.html

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Reserve Bank of India Annual Report 2023-24

Highlights of RBI Annual Report 2023-24 – Chapter 7 to 12 - https://inquisitivemind5.blogspot.com/2024/06/highlights-of-rbi-annual-report-2023-24_18.html

Highlights of RBI Annual Report 2023-24 – Chapter 6 (Part II) - https://inquisitivemind5.blogspot.com/2024/06/highlights-of-rbi-annual-report-2023-24_17.html

Highlights of RBI Annual Report 2023-24 – Chapter 6 (Part I) - https://inquisitivemind5.blogspot.com/2024/06/highlights-of-rbi-annual-report-2023-24_16.html

Highlights of RBI Annual Report 2023-24 – Chapter 4 & 5 - https://inquisitivemind5.blogspot.com/2024/06/highlights-of-rbi-annual-report-2023-24_15.html

Highlights of RBI Annual Report 2023-24 – Chapter 1 to 3 - https://inquisitivemind5.blogspot.com/2024/06/highlights-of-rbi-annual-report-2023-24.html

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Reserve Bank of India Annual Report 2022-23

Highlights of RBI Annual Report 2022-23– Chapter 7 to 12 - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_27.html

Highlights of RBI Annual Report 2022-23– Chapter 6 (Part II) - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_26.html

Highlights of RBI Annual Report 2022-23– Chapter 6 (Part I) - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_25.html

Highlights of RBI Annual Report 2022-23 – Chapter 4 and 5 - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_24.html

Highlights of RBI Annual Report 2022-23 – Chapter 1 to 3 - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23.html

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Currency Management

Highlights of RBI Annual Report 2022-23– Chapter 7 to 12 - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_27.html

Withdrawal of ₹2000 Banknotes from Circulation - https://inquisitivemind5.blogspot.com/2023/05/withdrawal-of-2000-banknotes-from.html

Why doesn’t RBI print unlimited money? - https://inquisitivemind5.blogspot.com/2023/05/why-doesnt-rbi-print-unlimited-money.html

Pilot launch of Retail Digital Rupee (e₹-R) in India - https://inquisitivemind5.blogspot.com/2022/12/pilot-launch-of-retail-digital-rupee-e.html?m=1

Pilot launch of Central Bank Digital Currency (CBDC) in India - https://inquisitivemind5.blogspot.com/2022/11/pilot-launch-of-central-bank-digital.html

Reserve Bank of India Act, 1934 – Part-III – Section 20 to 40 - https://inquisitivemind5.blogspot.com/2022/10/reserve-bank-of-india-act-1934-part-iii.html

Highlights of Concept Note on Central Bank Digital Currency - https://inquisitivemind5.blogspot.com/2022/10/highlights-of-concept-note-on-central.html

What are the motifs on banknotes? - https://inquisitivemind5.blogspot.com/2022/09/what-are-motifs-on-banknotes.html

What is Mobile Aided Note Identifier (MANI) App? - https://inquisitivemind5.blogspot.com/2022/09/what-is-mobile-aided-note-identifier.html

How much value does torn / cut note carry? What are Note Refund Rules? - https://inquisitivemind5.blogspot.com/2022/09/how-much-value-does-torn-cut-note-carry.html

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Monetary Policy

RBI’s Monetary Policy (December 06, 2024): In A Nutshell - https://inquisitivemind5.blogspot.com/2024/12/rbis-monetary-policy-december-06-2024.html

RBI’s Monetary Policy (October 06, 2023): In A Nutshell - https://inquisitivemind5.blogspot.com/2023/10/rbis-monetary-policy-october-06-2023-in.html

RBI’s Monetary Policy (August 10, 2023): In A Nutshell - https://inquisitivemind5.blogspot.com/2023/08/rbis-monetary-policy-august-10-2023-in.html

Highlights of RBI Annual Report 2022-23 – Chapter 1 to 3 - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23.html

RBI’s Monetary Policy (June 08, 2023): In A Nutshell - https://inquisitivemind5.blogspot.com/2023/06/rbis-monetary-policy-june-08-2023-in.html

RBI’s Monetary Policy (April 06, 2023): In A Nutshell - https://inquisitivemind5.blogspot.com/2023/04/rbis-monetary-policy-april-06-2023-in.html

RBI’s Monetary Policy (February 08, 2023): In A Nutshell - https://inquisitivemind5.blogspot.com/2023/02/rbis-monetary-policy-february-08-2023.html

Reserve Bank of India Act, 1934 – Part-VIII – Section 45Z to 45ZO - https://inquisitivemind5.blogspot.com/2022/11/reserve-bank-of-india-act-1934-part.html

What is Standing Deposit Facility (SDF)? - https://inquisitivemind5.blogspot.com/2022/10/what-is-standing-deposit-facility-sdf.html

RBI’s Monetary Policy (September 30, 2022): In A Nutshell - https://inquisitivemind5.blogspot.com/2022/09/rbis-monetary-policy-september-30-2022.html

What is inflation targeting by RBI? - https://inquisitivemind5.blogspot.com/2022/09/is-inflation-targeting-by-rbi.html

What is inflation? - https://inquisitivemind5.blogspot.com/2022/08/what-is-inflation.html

RBI’s Monetary Policy (August 05, 2022): In A Nutshell - https://inquisitivemind5.blogspot.com/2022/08/monetary-policy-august-05-2022-in.html

Which are the monetary policy instruments used by RBI? - https://inquisitivemind5.blogspot.com/2022/08/are-monetary-policy-instruments-used-by.html

How change in repo rate affects inflation and growth? - https://inquisitivemind5.blogspot.com/2022/07/how-changing-repo-rate-affects.html

RBI’s Monetary Policy (April 08, 2022): In A Nutshell - https://inquisitivemind5.blogspot.com/2022/04/rbis-monetary-policy-april-08-2022-in.html

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Regulation and Supervision

Government Debt Relief Schemes (DRS) - https://inquisitivemind5.blogspot.com/2025/01/government-debt-relief-schemes-drs.html

Guidance Note on Operational Risk Management and Operational Resilience - https://inquisitivemind5.blogspot.com/2024/09/guidance-note-on-operational-risk.html

Framework for Recognition of Self-Regulatory Organisations (SROs) in Financial Markets regulated by RBI - https://inquisitivemind5.blogspot.com/2024/09/framework-for-recognition-of-self.html

Review of regulatory framework for HFCs and harmonisation of regulations applicable to HFCs and NBFCs - https://inquisitivemind5.blogspot.com/2024/08/review-of-regulatory-framework-for-hfcs.html

Prudential Treatment of Bad and Doubtful Debt Reserve by Co-operative Banks - https://inquisitivemind5.blogspot.com/2024/08/prudential-treatment-of-bad-and.html

Wilful Defaulters and Large Defaulters - https://inquisitivemind5.blogspot.com/2024/08/wilful-defaulters-and-large-defaulters.html

Declaration of dividend by UCBs - https://inquisitivemind5.blogspot.com/2024/08/declaration-of-dividend-by-ucbs.html

Bank Finance against Shares and Debentures and Small Value Loans by UCBs - https://inquisitivemind5.blogspot.com/2024/07/bank-finance-against-shares-and.html

When are UCBs placed under PCA? What are its implications? - https://inquisitivemind5.blogspot.com/2024/07/when-are-ucbs-placed-under-pca-what-are.html

Fraud Risk Management in Commercial Banks (including RRBs), AIFI, UCBs, StCBs, CCBs and NBFCs (including HFCs) - https://inquisitivemind5.blogspot.com/2024/07/fraud-risk-management-in-commercial.html

Recognition of Self-Regulatory Organisations (SROs) for Non-Banking Financial Companies (NBFCs) - https://inquisitivemind5.blogspot.com/2024/06/recognition-of-self-regulatory.html

Framework for Self-Regulatory Organisations in the FinTech Sector - https://inquisitivemind5.blogspot.com/2024/06/framework-for-self-regulatory.html

Asset Reconstruction Companies (ARCs) - https://inquisitivemind5.blogspot.com/2024/05/asset-reconstruction-companies-arcs.html

Banks' Exposure to Capital Market - Issue of Irrevocable Payment Commitments (IPCs) - https://inquisitivemind5.blogspot.com/2024/05/banks-exposure-to-capital-market-issue.html

Fair Practices Code for Lenders – Charging of Interest - https://inquisitivemind5.blogspot.com/2024/05/fair-practices-code-for-lenders.html

Draft Guidelines on ‘Digital Lending – Transparency in Aggregation of Loan Products from Multiple Lenders’ - https://inquisitivemind5.blogspot.com/2024/04/draft-guidelines-on-digital-lending.html

Voluntary transition of Small Finance Banks to Universal Banks - https://inquisitivemind5.blogspot.com/2024/04/voluntary-transition-of-small-finance.html

Key Facts Statement (KFS) for Loans & Advances - https://inquisitivemind5.blogspot.com/2024/04/key-facts-statement-kfs-for-loans.html

Omnibus framework for recognising SROs for Regulated Entities - https://inquisitivemind5.blogspot.com/2024/03/omnibus-framework-for-recognising-self.html

Draft Disclosure framework on Climate-related Financial Risks - https://inquisitivemind5.blogspot.com/2024/03/draft-disclosure-framework-on-climate.html

Submission of Supervisory Returns by NBFCs - https://inquisitivemind5.blogspot.com/2024/02/submission-of-supervisory-returns-by.html

Credit / Investment Concentration Norms and Large Exposures Framework for NBFCs - https://inquisitivemind5.blogspot.com/2024/02/credit-investment-concentration-norms.html

Exposure Norms for UCBs - https://inquisitivemind5.blogspot.com/2024/02/exposure-norms-for-ucbs.html

Guidelines on Participation of Indian Banks on IIBX - https://inquisitivemind5.blogspot.com/2024/02/guidelines-on-participation-of-indian.html

Draft Guidelines for Declaration of Dividend and Remittance of Profit - https://inquisitivemind5.blogspot.com/2024/02/draft-guidelines-for-declaration-of.html

Draft Omnibus Framework for recognising Self-Regulatory Organisations for Regulated Entities - https://inquisitivemind5.blogspot.com/2024/02/draft-omnibus-framework-for-recognising.html

Draft Framework for recognising Self-Regulatory Organisations for FinTech Sector - https://inquisitivemind5.blogspot.com/2024/02/draft-framework-for-recognising-self.html

Inclusion of UCBs in the Second Schedule to the RBI Act, 1934 - https://inquisitivemind5.blogspot.com/2024/02/inclusion-of-ucbs-in-second-schedule-to.html

Appointment / Re-appointment of Statutory Auditors of StCBs and CCBs - https://inquisitivemind5.blogspot.com/2024/02/appointment-re-appointment-of-statutory.html

Investments in Alternative Investment Funds (AIFs) - https://inquisitivemind5.blogspot.com/2024/02/investments-in-alternative-investment.html

Systematically Important Banks (SIBs) - https://inquisitivemind5.blogspot.com/2024/01/systematically-important-banks.html

Inoperative Accounts / Unclaimed Deposits in Banks - https://inquisitivemind5.blogspot.com/2024/01/inoperative-accounts-unclaimed-deposits.html

Corporate Governance in Banks - Appointment of Directors and Constitution of Committees of the Board - https://inquisitivemind5.blogspot.com/2023/12/corporate-governance-in-banks.html

Draft Directions on Outsourcing of Financial Services - https://inquisitivemind5.blogspot.com/2023/12/draft-directions-on-outsourcing-of.html

Guidelines on acceptance of bulk deposits by banks - https://inquisitivemind5.blogspot.com/2023/12/guidelines-on-acceptance-of-bulk.html

Opening / shifting / closure of place of business by DCCBs - https://inquisitivemind5.blogspot.com/2023/11/opening-shifting-closure-of-place-of.html

Who are Account Aggregators? - https://inquisitivemind5.blogspot.com/2023/11/who-are-account-aggregators.html

Regulatory measures for credit exposures of bank and NBFCs - https://inquisitivemind5.blogspot.com/2023/11/regulatory-measures-for-credit.html

Customer service and compensation framework for CIs and CICs and reporting of credit information to CICs - https://inquisitivemind5.blogspot.com/2023/11/guidelines-on-customer-service-and.html

Classification, Valuation and Operation of Investment Portfolio of Banks - https://inquisitivemind5.blogspot.com/2023/10/classification-valuation-and-operation.html

HARBINGER – Global Hackathon of RBI - https://inquisitivemind5.blogspot.com/2023/10/harbinger-global-hackathon-of-rbi.html

Guidelines on Bullet Repayment of Gold Loans of UCBs - https://inquisitivemind5.blogspot.com/2023/10/guidelines-on-bullet-repayment-of-gold.html

Release of Documents on Closure of Personal Loans - https://inquisitivemind5.blogspot.com/2023/10/release-of-documents-on-closure-of.html

Reset of Floating Interest Rate on EMI based Personal Loans - https://inquisitivemind5.blogspot.com/2023/10/reset-of-floating-interest-rate-on-emi.html

Regulatory Framework for IDF-NBFCs - https://inquisitivemind5.blogspot.com/2023/08/regulatory-framework-for-idf-nbfcs.html

Penal Charges in Loan Accounts - https://inquisitivemind5.blogspot.com/2023/08/penal-charges-in-loan-accounts.html

Highlights of RBI Annual Report 2022-23– Chapter 6 (Part II) - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_26.html

Highlights of RBI Annual Report 2022-23– Chapter 6 (Part I) - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_25.html

What are Minimum Capital Requirements for Operational Risk? - https://inquisitivemind5.blogspot.com/2023/07/what-are-minimum-capital-requirements.html

Framework for Compromise Settlements and Technical Write-offs - https://inquisitivemind5.blogspot.com/2023/07/framework-for-compromise-settlements.html

Guidelines on Default Loss Guarantee (DLG) in Digital Lending - https://inquisitivemind5.blogspot.com/2023/07/guidelines-on-default-loss-guarantee.html

What is revised branch authorization policy for UCBs? - https://inquisitivemind5.blogspot.com/2023/07/what-is-revised-branch-authorization.html

When are RRBs placed under PCA? What are its implications? - https://inquisitivemind5.blogspot.com/2023/05/when-are-rrbs-placed-under-pca-what-are.html

When are UCBs placed under SAF? What are its implications? - https://inquisitivemind5.blogspot.com/2023/05/when-are-ucbs-placed-under-saf-what-are.html

Outsourcing of Information Technology Services by RBI regulated entities - https://inquisitivemind5.blogspot.com/2023/05/outsourcing-of-information-technology.html

Provisioning for standard assets by UCBs - https://inquisitivemind5.blogspot.com/2023/04/provisioning-for-standard-assets-by-ucbs.html

Penal Charges in Loan Accounts - https://inquisitivemind5.blogspot.com/2023/04/penal-charges-in-loan-accounts.html

Guidelines on Interest Rate Risk in Banking Book (IRRBB) - https://inquisitivemind5.blogspot.com/2023/04/guidelines-on-interest-rate-risk-in.html

What is the framework for acceptance of Green Deposits? - https://inquisitivemind5.blogspot.com/2023/04/what-is-framework-for-acceptance-of.html

Securitisation of Stressed Assets Framework (SSAF) - https://inquisitivemind5.blogspot.com/2023/01/securitisation-of-stressed-assets.html

Safe Deposit Locker / Safe Custody Article Facility - https://inquisitivemind5.blogspot.com/2023/01/safe-deposit-locker-safe-custody.html

Guidelines on Shareholdings in Banking Companies - https://inquisitivemind5.blogspot.com/2023/01/guidelines-on-shareholdings-in-banking.html

Credit rating agencies eligible for risk weighting banks’ claims - https://inquisitivemind5.blogspot.com/2023/01/credit-rating-agencies-eligible-for.html

Guidelines for ‘on tap’ licensing of Universal Banks in the Private Sector - https://inquisitivemind5.blogspot.com/2023/01/guidelines-for-on-tap-licensing-of.html

What is revised regulatory framework for UCBs? - https://inquisitivemind5.blogspot.com/2023/01/what-is-revised-regulatory-framework.html

Which UCBs are classified as Financially Sound and Well Managed (FSWM)? - https://inquisitivemind5.blogspot.com/2023/01/which-ucbs-are-classified-as.html

What are ‘Significant Benchmarks’? - https://inquisitivemind5.blogspot.com/2023/01/what-are-significant-benchmarks.html

What is the payments fraud reporting platform for banks? - https://inquisitivemind5.blogspot.com/2022/12/what-is-payments-fraud-reporting.html

What are Systematically Important Banks? - https://inquisitivemind5.blogspot.com/2022/12/what-are-systematically-important-banks.html

Guidelines on opening of Current accounts and CC / OD accounts by banks - https://inquisitivemind5.blogspot.com/2022/12/guidelines-on-opening-of-current.html

What is Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR)? - https://inquisitivemind5.blogspot.com/2022/12/what-is-cash-reserve-ratio-crr-and.html?m=1

SLR holdings in HTM category - https://inquisitivemind5.blogspot.com/2022/11/slr-holdings-in-htm-category.html?m=1

What is revised regulatory framework for Urban Co-operative Banks (UCBs)? - https://inquisitivemind5.blogspot.com/2022/11/what-is-revised-regulatory-framework.html

What are SOPs for Interoperable Regulatory Sandbox? - https://inquisitivemind5.blogspot.com/2022/11/what-are-sops-for-interoperable.html

What are eligibility criteria for offering Internet Banking facility by RRBs? - https://inquisitivemind5.blogspot.com/2022/11/what-are-eligibility-criteria-for.html

What are prudential norms on asset classification and provisioning? - https://inquisitivemind5.blogspot.com/2022/11/what-are-prudential-norms-on-asset.html

What is Scale Based Regulation (SBR) for NBFCs? - https://inquisitivemind5.blogspot.com/2022/11/what-is-scale-based-regulation-sbr-for.html

Bank Finance to Non-Banking Financial Companies (NBFCs) - https://inquisitivemind5.blogspot.com/2022/11/bank-finance-to-non-banking-financial.html

Reserve Bank of India Act, 1934 – Part-VII – Section 45S to 45Y - https://inquisitivemind5.blogspot.com/2022/10/reserve-bank-of-india-act-1934-part-vii.html

Reserve Bank of India Act, 1934 – Part-VI – Section 45K to 45QB - https://inquisitivemind5.blogspot.com/2022/10/reserve-bank-of-india-act-1934-part-vi.html

Reserve Bank of India Act, 1934 – Part-V – Section 45B to 45JA - https://inquisitivemind5.blogspot.com/2022/10/reserve-bank-of-india-act-1934-part-v.html

MoU between Reserve Bank of India and Bank Indonesia - https://inquisitivemind5.blogspot.com/2022/10/mou-between-reserve-bank-of-india-and.html

Reserve Bank of India Act, 1934 – Part-IV – Section 42 to 45 - https://inquisitivemind5.blogspot.com/2022/10/reserve-bank-of-india-act-1934-part-iv.html

What is regulatory framework for Asset Reconstruction Companies (ARCs)? - https://inquisitivemind5.blogspot.com/2022/10/what-is-regulatory-framework-for-asset.html

What are Digital Banking Units (DBUs)? - https://inquisitivemind5.blogspot.com/2022/10/what-are-digital-banking-units-dbus.html

What is Financial Action Task Force (FATF)? - https://inquisitivemind5.blogspot.com/2022/10/what-is-financial-action-task-force-fatf.html

Which Small Finance Banks can obtain AD Category-I license? - https://inquisitivemind5.blogspot.com/2022/10/which-small-finance-banks-can-obtain-ad.html

What is Legal Entity Identifier (LEI)? - https://inquisitivemind5.blogspot.com/2022/10/what-is-legal-entity-identifier-lei.html

Who is responsible for the actions of recovery agents? - https://inquisitivemind5.blogspot.com/2022/10/what-are-responsibilities-of-regulated.html

What are the Guidelines on Digital Lending? - https://inquisitivemind5.blogspot.com/2022/09/what-are-guidelines-on-digital-lending.html

What is Regulatory Sandbox (RS)? - https://inquisitivemind5.blogspot.com/2022/09/what-is-regulatory-sandbox-rs.html

When are NBFCs placed under PCA? What are its implications? - https://inquisitivemind5.blogspot.com/2022/09/when-are-nbfcs-placed-under-pca-what.html

When are banks placed under PCA? What are its implications? - https://inquisitivemind5.blogspot.com/2022/09/when-are-banks-placed-under-pca-what.html

What happens to inoperative deposit accounts? - https://inquisitivemind5.blogspot.com/2022/09/what-happens-to-inoperative-deposit.html

What is Gold Monetization Scheme? - https://inquisitivemind5.blogspot.com/2022/09/what-is-gold-monetization-scheme.html

Are banks deposits insured? - https://inquisitivemind5.blogspot.com/2022/07/are-your-deposits-with-banks-insured.html

What is KYC? - https://inquisitivemind5.blogspot.com/2022/07/what-are-kyc-norms.html

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Payment System

Unified Payment Interface (UPI) - https://inquisitivemind5.blogspot.com/2025/01/unified-payment-interface-upi.html

Draft Framework on Alternative Authentication Mechanisms for Digital Payment Transactions - https://inquisitivemind5.blogspot.com/2024/08/draft-framework-on-alternative.html

Draft Directions on Due Diligence of AePS Touchpoint Operators - https://inquisitivemind5.blogspot.com/2024/08/draft-directions-on-due-diligence-of.html

Cyber Resilience and Digital Payment Security Controls for non-bank Payment System Operators (PSOs) - https://inquisitivemind5.blogspot.com/2024/08/cyber-resilience-and-digital-payment.html

Domestic Money Transfer - https://inquisitivemind5.blogspot.com/2024/07/domestic-money-transfer.html

What is Project Nexus? - https://inquisitivemind5.blogspot.com/2024/07/what-is-project-nexus.html

Draft Directions on Regulation of Payment Aggregators (PAs) - https://inquisitivemind5.blogspot.com/2024/04/draft-directions-on-regulation-of.html

Arrangements with Card Networks for issue of Credit Cards - https://inquisitivemind5.blogspot.com/2024/03/arrangements-with-card-networks-for.html

What is Bharat Bill Payment System (BBPS)? - https://inquisitivemind5.blogspot.com/2024/03/what-is-bharat-bill-payment-system-bbps.html

Payments Infrastructure Development Fund (PIDF) - https://inquisitivemind5.blogspot.com/2024/01/payments-infrastructure-development.html

Regulation of Payment Aggregator – Cross Border - https://inquisitivemind5.blogspot.com/2023/11/regulation-of-payment-aggregator-cross.html

Highlights of RBI Annual Report 2022-23– Chapter 7 to 12 - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_27.html

Arrangements with Card Networks for issue of Debit, Credit and Prepaid Cards - https://inquisitivemind5.blogspot.com/2023/07/arrangements-with-card-networks-for.html

What is Trade Receivables Discounting System (TReDS)? - https://inquisitivemind5.blogspot.com/2023/07/what-is-trade-receivables-discounting.html

What is UPI-PayNow linkage? - https://inquisitivemind5.blogspot.com/2023/03/what-is-upi-paynow-linkage.html

Digital Payments Awareness Week 2023 - https://inquisitivemind5.blogspot.com/2023/03/digital-payments-awareness-week-2023.html

Immediate Payment Service (IMPS) vs Unified Payment Interface (UPI) - https://inquisitivemind5.blogspot.com/2023/01/immediate-payment-service-imps-vs.html

National Electronic Funds Transfer (NEFT) vs Real Time Gross Settlement (RTGS) - https://inquisitivemind5.blogspot.com/2023/01/national-electronic-funds-transfer-neft.html

Small Value Digital Payments in Offline Mode - https://inquisitivemind5.blogspot.com/2022/12/small-value-digital-payments-in-offline.html?m=1

What are Negotiable Instruments? - https://inquisitivemind5.blogspot.com/2022/12/what-are-negotiable-instruments.html?m=1

Interoperable Card-less Cash Withdrawal (ICCW) at ATMs - https://inquisitivemind5.blogspot.com/2022/11/interoperable-card-less-cash-withdrawal.html?m=1

What are restrictions on storage of actual card data? - https://inquisitivemind5.blogspot.com/2022/11/what-are-restrictions-on-storage-of.html

What is tokenisation of card transactions? - https://inquisitivemind5.blogspot.com/2022/11/what-is-tokenisation-of-card.html

Extension of timeline for submission of applications by Payment Aggregators - https://inquisitivemind5.blogspot.com/2022/11/extension-of-timeline-for-submission-of.html

What are directions on issuance of Credit Cards and Debit Cards? - https://inquisitivemind5.blogspot.com/2022/11/what-are-directions-on-issuance-of.html

What is Payments Infrastructure Development Fund (PIDF)? - https://inquisitivemind5.blogspot.com/2022/11/what-is-payments-infrastructure.html

Requirement of prior RBI approval for non-bank PSOs - https://inquisitivemind5.blogspot.com/2022/10/requirement-of-prior-rbi-approval-by.html

What is Payments Vision 2025? - https://inquisitivemind5.blogspot.com/2022/10/what-is-payments-vision-2025.html

Guidelines on processing of e-mandates for recurring transactions - https://inquisitivemind5.blogspot.com/2022/10/guidelines-on-processing-of-e-mandates.html

What is Legal Entity Identifier (LEI)? - https://inquisitivemind5.blogspot.com/2022/10/what-is-legal-entity-identifier-lei.html

What is Reserve Bank of India – Digital Payments Index (RBI-DPI)? - https://inquisitivemind5.blogspot.com/2022/10/what-is-reserve-bank-of-india-digital.html

What is Bharat Bill Payment System (BBPS)? - https://inquisitivemind5.blogspot.com/2022/10/what-is-bharat-bill-payment-system-bbps.html

Are your ATM transactions free? - https://inquisitivemind5.blogspot.com/2022/09/are-your-atm-transactions-free.html

What is UPI and UPI123Pay? - https://inquisitivemind5.blogspot.com/2022/03/what-is-upi-and-upi123pay.html

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Financial Inclusion and Consumer Protection

Modified Interest Subvention Scheme for Agricultural Loans - https://inquisitivemind5.blogspot.com/2024/08/modified-interest-subvention-scheme-for.html

Women Enterprise Acceleration Fund - https://inquisitivemind5.blogspot.com/2024/04/women-enterprise-acceleration-fund.html

Financial Literacy Week (FLW) 2024 - https://inquisitivemind5.blogspot.com/2024/02/financial-literacy-week-flw-2024.html

Internal Ombudsman for Regulated Entities - https://inquisitivemind5.blogspot.com/2024/01/internal-ombudsman-for-regulated.html

PM Vishwakarma Scheme - https://inquisitivemind5.blogspot.com/2023/09/pm-vishwakarma-scheme.html

Highlights of RBI Annual Report 2022-23 – Chapter 4 and 5 - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_24.html

Summary on report of the Committee for Review of Customer Service Standards in RBI Regulated Entities - https://inquisitivemind5.blogspot.com/2023/06/summary-on-report-of-committee-for.html

Financial Literacy Week (FLW) 2023 - https://inquisitivemind5.blogspot.com/2023/02/financial-literacy-week-flw-2023.html

What is Lead Bank Scheme? - https://inquisitivemind5.blogspot.com/2022/12/what-is-lead-bank-scheme.html

What are Priority Sector Lending Certificates (PSLC)? - https://inquisitivemind5.blogspot.com/2022/12/what-are-priority-sector-lending.html?m=1

What are Priority Sector Lending (PSL) guidelines? - https://inquisitivemind5.blogspot.com/2022/12/what-are-priority-sector-lending-psl.html?m=1

Interest Subvention Scheme for Agricultural Loans - https://inquisitivemind5.blogspot.com/2022/12/interest-subvention-scheme-for.html?m=1

What is the regulatory framework for microfinance loans? - https://inquisitivemind5.blogspot.com/2022/11/what-is-regulatory-framework-for.html

Guidelines on credit facilities to minority communities - https://inquisitivemind5.blogspot.com/2022/10/guidelines-on-credit-facilities-to.html

What are guidelines for appointment of Internal Ombudsman by CICs? - https://inquisitivemind5.blogspot.com/2022/10/what-are-guidelines-for-appointment-of.html

What is Financial Inclusion (FI) Index? - https://inquisitivemind5.blogspot.com/2022/09/what-is-financial-inclusion-fi-index.html

Who bears the loss of fraudulent financial transactions? - https://inquisitivemind5.blogspot.com/2022/09/who-bears-loss-of-fraudulent-financial.html

Had a failed financial transaction? By when shall bank reverse the amount? - https://inquisitivemind5.blogspot.com/2022/08/had-failed-financial-transaction-by.html

All about RBI Integrated Ombudsman Scheme, 2021 - https://inquisitivemind5.blogspot.com/2022/08/all-about-rbi-integrated-ombudsman.html

How to file a complaint against a bank / NBFC / PPI / CIC? - https://inquisitivemind5.blogspot.com/2022/07/how-to-file-complaint-against-bank-nbfc.html

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Debt Management and Financial Markets

Directions on Access Criteria for NDS-OM - https://inquisitivemind5.blogspot.com/2024/10/directions-on-access-criteria-for-nds-om.html

Scheme for Trading and Settlement of Sovereign Green Bonds (SGrBs) in the International Financial Services Centre (IFSC) in India - https://inquisitivemind5.blogspot.com/2024/08/scheme-for-trading-and-settlement-of.html

Floating Rate Savings Bonds, 2020 (Taxable) – FRSB 2020 (T) - https://inquisitivemind5.blogspot.com/2024/07/floating-rate-savings-bonds-2020.html

Draft Directions for Electronic Trading Platforms (ETPs) - https://inquisitivemind5.blogspot.com/2024/05/draft-directions-for-electronic-trading.html

Margining for Non-Centrally Cleared OTC Derivatives - https://inquisitivemind5.blogspot.com/2024/05/margining-for-non-centrally-cleared-otc.html

Draft Directions on Bond Forwards - https://inquisitivemind5.blogspot.com/2024/02/draft-directions-on-bond-forwards.html

Financial Benchmark Administrators - https://inquisitivemind5.blogspot.com/2024/01/financial-benchmark-administrators.html

Commercial Paper and Non-Convertible Debentures of maturity up to one year - https://inquisitivemind5.blogspot.com/2024/01/commercial-paper-and-non-convertible.html

Government Securities Lending - https://inquisitivemind5.blogspot.com/2024/01/government-securities-lending.html

What is Fully Accessible Route? - https://inquisitivemind5.blogspot.com/2023/11/what-is-fully-accessible-route-far.html

Highlights of RBI Annual Report 2022-23– Chapter 7 to 12 - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_27.html

Highlights of RBI Annual Report 2022-23 – Chapter 4 and 5 - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_24.html

Lending of Government Securities - https://inquisitivemind5.blogspot.com/2023/04/lending-of-government-securities.html

CCIL, FIMMDA and FBIL - https://inquisitivemind5.blogspot.com/2023/03/ccil-fimmda-and-fbil.html

When Issued Market and Short Sale of G-Sec - https://inquisitivemind5.blogspot.com/2023/03/when-issued-market-and-short-sale-of-g.html

How and in what form can G-Secs be held? - https://inquisitivemind5.blogspot.com/2023/03/how-and-in-what-form-can-g-secs-be-held.html

Competitive and Non-Competitive Bidding for G-Sec - https://inquisitivemind5.blogspot.com/2023/03/competitive-and-non-competitive-bidding.html

Yield and Price Based Auction for G-Sec - https://inquisitivemind5.blogspot.com/2023/03/yield-and-price-based-auction-for-g-sec.html

What are State Development Loans (SDLs)? - https://inquisitivemind5.blogspot.com/2023/02/what-are-state-development-loans-sdls.html

What are Dated Government Securities? - https://inquisitivemind5.blogspot.com/2023/02/what-are-dated-government-securities.html

What are Cash Management Bills (CMBs)? - https://inquisitivemind5.blogspot.com/2023/02/what-are-cash-management-bills-cmbs.html

What are Treasury Bills (T-bills)? - https://inquisitivemind5.blogspot.com/2023/02/what-are-treasury-bills-t-bills.html

What are Government Securities (G-Secs)? - https://inquisitivemind5.blogspot.com/2023/02/what-are-government-securities-g-secs.html

What are Sovereign Green Bonds (SGrBs)? - https://inquisitivemind5.blogspot.com/2023/01/what-are-sovereign-green-bonds-sgrbs.html

What is Voluntary Retention Route (VRR)? - https://inquisitivemind5.blogspot.com/2022/12/what-is-voluntary-retention-route-vrr.html?m=1

Reserve Bank of India Act, 1934 – Part-III – Section 20 to 40 - https://inquisitivemind5.blogspot.com/2022/10/reserve-bank-of-india-act-1934-part-iii.html

What is Ways and Means Advances (WMA)? - https://inquisitivemind5.blogspot.com/2022/10/what-is-ways-and-means-advances-wma.html

What is Certificate of Deposits (CDs)? - https://inquisitivemind5.blogspot.com/2022/09/what-is-certificate-of-deposits-cds.html

Sovereign Gold Bonds vs Gold Monetization Scheme - https://inquisitivemind5.blogspot.com/2022/09/sovereign-gold-bonds-vs-gold.html

What are Sovereign Gold Bonds? - https://inquisitivemind5.blogspot.com/2022/09/what-are-sovereign-gold-bonds.html

What is Retail Direct Gilt Account? - https://inquisitivemind5.blogspot.com/2022/07/what-is-retail-direct-gilt-account.html

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Foreign Exchange

Operational framework for reclassification of Foreign Portfolio Investment to Foreign Direct Investment (FDI) - https://inquisitivemind5.blogspot.com/2024/11/operational-framework-for.html

Compounding of Contraventions under FEMA, 1999 - https://inquisitivemind5.blogspot.com/2024/10/compounding-of-contraventions-under.html

Overseas Investment - https://inquisitivemind5.blogspot.com/2024/08/overseas-investments.html

Draft Regulation of Foreign Trade under Foreign Exchange Management Act (FEMA), 1999 - https://inquisitivemind5.blogspot.com/2024/07/draft-regulation-of-foreign-trade-under.html

Framework on Currency Swap Arrangement for SAARC countries - https://inquisitivemind5.blogspot.com/2024/06/framework-on-currency-swap-arrangement.html

Margin for Derivative Contracts - https://inquisitivemind5.blogspot.com/2024/05/margin-for-derivative-contracts.html

Interest Equalization Scheme (IES) on Pre and Post Shipment Rupee Export Credit - https://inquisitivemind5.blogspot.com/2024/03/interest-equalization-scheme-ies-on-pre.html

Draft Licensing Framework for Authorised Persons (APs) under FEMA - https://inquisitivemind5.blogspot.com/2024/02/draft-licensing-framework-for.html

Hedging of Foreign Exchange Risk - https://inquisitivemind5.blogspot.com/2024/01/hedging-of-foreign-exchange-risk.html

Manner of Receipt and Payment from Person Resident outside India - https://inquisitivemind5.blogspot.com/2024/01/manner-of-receipt-and-payment-from.html?m=1

Guidelines for import of Gold and Silver by Qualified Jewellers - https://inquisitivemind5.blogspot.com/2023/11/guidelines-for-import-of-gold-and.html

Highlights of RBI Annual Report 2022-23 – Chapter 4 and 5 - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_24.html

What are guidelines on hedging risks in overseas markets? - https://inquisitivemind5.blogspot.com/2023/01/what-are-guidelines-on-hedging-risks-in.html

What is Liberalised Remittance Scheme (LRS)? - https://inquisitivemind5.blogspot.com/2022/11/what-is-liberalised-remittance-scheme.html?m=1

International Trade Settlement in Indian Rupees (INR) - https://inquisitivemind5.blogspot.com/2022/10/international-trade-settlement-in.html

What is FX Global Code? - https://inquisitivemind5.blogspot.com/2022/10/what-is-fx-global-code.html

Steps taken by RBI for liberalisation of forex inflows - https://inquisitivemind5.blogspot.com/2022/10/steps-taken-by-rbi-for-liberalisation.html

What is Asian Clearing Union (ACU)? - https://inquisitivemind5.blogspot.com/2022/10/what-is-asian-clearing-union-acu.html

Late submission fee for reporting delays under FEMA - https://inquisitivemind5.blogspot.com/2022/10/late-submission-fee-for-reporting.html

What is Legal Entity Identifier (LEI)? - https://inquisitivemind5.blogspot.com/2022/10/what-is-legal-entity-identifier-lei.html

What is External Commercial Borrowings (ECB)? - https://inquisitivemind5.blogspot.com/2022/10/what-is-external-commercial-borrowings.html

What is Rupee Drawing Arrangement (RDA)? - https://inquisitivemind5.blogspot.com/2022/10/what-is-rupee-drawing-arrangement-rda.html

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Other financial topics

What went wrong with Credit Suisse? - https://inquisitivemind5.blogspot.com/2023/03/what-went-wrong-with-credit-suisse.html

What led to recent bank failures in the United States? - https://inquisitivemind5.blogspot.com/2023/03/what-led-to-recent-bank-failures-in.html

What is Utkarsh 2.0 – RBI’s Medium-term Strategy Framework? - https://inquisitivemind5.blogspot.com/2023/01/what-is-utkarsh-20.html

Net-worth / NOF requirements for RBI regulated entities - https://inquisitivemind5.blogspot.com/2022/12/net-worth-nof-requirements-for-rbi.html?m=1

Committees of RBI - https://inquisitivemind5.blogspot.com/2022/12/committees-of-rbi.html?m=1

How is GDP calculated in India? - https://inquisitivemind5.blogspot.com/2022/08/how-is-economic-growth-calculated.html

How to transfer shares from one Demat account to another? - https://inquisitivemind5.blogspot.com/2022/03/how-to-transfer-shares-from-one-demat.html

What is Credit Score? Why is it important? - https://inquisitivemind5.blogspot.com/2022/03/what-is-credit-score-why-is-it-important.html

Tracking rise and fall of Sensex? But how is Sensex calculated? - https://inquisitivemind5.blogspot.com/2022/03/tracking-rise-and-fall-of-sensex-but.html

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Income Tax

How to report foreign assets and foreign incomes in ITR? - https://inquisitivemind5.blogspot.com/2023/07/how-to-report-foreign-assets-and.html

Tax slabs for individuals for AY 2023-24 and 2024-25 - https://inquisitivemind5.blogspot.com/2023/02/tax-slabs-for-individuals-for-ay-2023.html

Filing your ITR? Have you checked AIS and TIS? - https://inquisitivemind5.blogspot.com/2022/07/filing-your-itr-have-you-checked-ais.html

What is Tax Credit Statement (Form 26AS)? - https://inquisitivemind5.blogspot.com/2022/07/a-taxpayer-pays-taxes-on-income-by-way.html

Which deductions can be claimed from total income? - https://inquisitivemind5.blogspot.com/2022/03/which-deductions-can-be-claimed-from.html

How to pay self-assessment tax? - https://inquisitivemind5.blogspot.com/2022/03/how-to-pay-self-assessment-tax.html

How to file Income Tax Return (ITR–1)? - https://inquisitivemind5.blogspot.com/2022/03/how-to-file-income-tax-return-itr1.html

Got salary arrears? Have you claimed relief u/s 89 of Income Tax Act, 1961? - https://inquisitivemind5.blogspot.com/2022/03/got-salary-arrears-have-you-claimed.html

Earning income other than Salary? Have you paid your Advance Tax? - https://inquisitivemind5.blogspot.com/2022/03/earning-income-other-than-salary-have.html

Tax slabs for individuals for the assessment years 2022-23 and 2023-24 - https://inquisitivemind5.blogspot.com/2022/03/calculating-tax-liability-of.html

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Reserve Bank of India Act, 1934 – Part-II – Section 17 to 19

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