Skip to main content

Archive 2023

This is an archive of the articles published on this blog in the descending order of the date of publication.

Corporate Governance in Banks - Appointment of Directors and Constitution of Committees of the Board - https://inquisitivemind5.blogspot.com/2023/12/corporate-governance-in-banks.html

Guidelines on acceptance of bulk deposits by banks - https://inquisitivemind5.blogspot.com/2023/12/guidelines-on-acceptance-of-bulk.html

Guidelines for import of Gold and Silver by Qualified Jewellers - https://inquisitivemind5.blogspot.com/2023/11/guidelines-for-import-of-gold-and.html

Opening / shifting / closure of place of business by DCCBs - https://inquisitivemind5.blogspot.com/2023/11/opening-shifting-closure-of-place-of.html

What is Fully Accessible Route? - https://inquisitivemind5.blogspot.com/2023/11/what-is-fully-accessible-route-far.html

Who are Account Aggregators? - https://inquisitivemind5.blogspot.com/2023/11/who-are-account-aggregators.html

Regulatory measures for credit exposures of bank and NBFCs - https://inquisitivemind5.blogspot.com/2023/11/regulatory-measures-for-credit.html

Classification, Valuation and Operation of Investment Portfolio of Banks - https://inquisitivemind5.blogspot.com/2023/10/classification-valuation-and-operation.html

HARBINGER – Global Hackathon of RBI - https://inquisitivemind5.blogspot.com/2023/10/harbinger-global-hackathon-of-rbi.html

Guidelines on Bullet Repayment of Gold Loans of UCBs - https://inquisitivemind5.blogspot.com/2023/10/guidelines-on-bullet-repayment-of-gold.html

RBI’s Monetary Policy (October 06, 2023): In A Nutshell - https://inquisitivemind5.blogspot.com/2023/10/rbis-monetary-policy-october-06-2023-in.html

Release of Documents on Closure of Personal Loans - https://inquisitivemind5.blogspot.com/2023/10/release-of-documents-on-closure-of.html

Reset of Floating Interest Rate on EMI based Personal Loans - https://inquisitivemind5.blogspot.com/2023/10/reset-of-floating-interest-rate-on-emi.html

PM Vishwakarma Scheme - https://inquisitivemind5.blogspot.com/2023/09/pm-vishwakarma-scheme.html

Regulatory Framework for IDF-NBFCs - https://inquisitivemind5.blogspot.com/2023/08/regulatory-framework-for-idf-nbfcs.html

Penal Charges in Loan Accounts - https://inquisitivemind5.blogspot.com/2023/08/penal-charges-in-loan-accounts.html

RBI’s Monetary Policy (August 10, 2023): In A Nutshell - https://inquisitivemind5.blogspot.com/2023/08/rbis-monetary-policy-august-10-2023-in.html

Highlights of RBI Annual Report 2022-23– Chapter 7 to 12 - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_27.html

Highlights of RBI Annual Report 2022-23– Chapter 6 (Part II) - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_26.html

Highlights of RBI Annual Report 2022-23– Chapter 6 (Part I) - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_25.html

Highlights of RBI Annual Report 2022-23 – Chapter 4 and 5 - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_24.html

Highlights of RBI Annual Report 2022-23 – Chapter 1 to 3 - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23.html

How to report foreign assets and foreign incomes in ITR? - https://inquisitivemind5.blogspot.com/2023/07/how-to-report-foreign-assets-and.html

What are Minimum Capital Requirements for Operational Risk? - https://inquisitivemind5.blogspot.com/2023/07/what-are-minimum-capital-requirements.html

Framework for Compromise Settlements and Technical Write-offs - https://inquisitivemind5.blogspot.com/2023/07/framework-for-compromise-settlements.html

What is revised branch authorization policy for UCBs? - https://inquisitivemind5.blogspot.com/2023/07/what-is-revised-branch-authorization.html

RBI’s Monetary Policy (June 08, 2023): In A Nutshell - https://inquisitivemind5.blogspot.com/2023/06/rbis-monetary-policy-june-08-2023-in.html

Summary on report of the Committee for Review of Customer Service Standards in RBI Regulated Entities - https://inquisitivemind5.blogspot.com/2023/06/summary-on-report-of-committee-for.html

Withdrawal of ₹2000 Banknotes from Circulation - https://inquisitivemind5.blogspot.com/2023/05/withdrawal-of-2000-banknotes-from.html

When are RRBs placed under PCA? What are its implications? - https://inquisitivemind5.blogspot.com/2023/05/when-are-rrbs-placed-under-pca-what-are.html

Why doesn’t RBI print unlimited money? - https://inquisitivemind5.blogspot.com/2023/05/why-doesnt-rbi-print-unlimited-money.html

Outsourcing of Information Technology Services by RBI regulated entities - https://inquisitivemind5.blogspot.com/2023/05/outsourcing-of-information-technology.html

Provisioning for standard assets by UCBs - https://inquisitivemind5.blogspot.com/2023/04/provisioning-for-standard-assets-by-ucbs.html

Guidelines on Interest Rate Risk in Banking Book (IRRBB) - https://inquisitivemind5.blogspot.com/2023/04/guidelines-on-interest-rate-risk-in.html

What is the framework for acceptance of Green Deposits? - https://inquisitivemind5.blogspot.com/2023/04/what-is-framework-for-acceptance-of.html

RBI’s Monetary Policy (April 06, 2023): In A Nutshell - https://inquisitivemind5.blogspot.com/2023/04/rbis-monetary-policy-april-06-2023-in.html

What went wrong with Credit Suisse? - https://inquisitivemind5.blogspot.com/2023/03/what-went-wrong-with-credit-suisse.html

What led to recent bank failures in the United States? - https://inquisitivemind5.blogspot.com/2023/03/what-led-to-recent-bank-failures-in.html

CCIL, FIMMDA and FBIL - https://inquisitivemind5.blogspot.com/2023/03/ccil-fimmda-and-fbil.html

When Issued Market and Short Sale of G-Sec - https://inquisitivemind5.blogspot.com/2023/03/when-issued-market-and-short-sale-of-g.html

How and in what form can G-Secs be held? - https://inquisitivemind5.blogspot.com/2023/03/how-and-in-what-form-can-g-secs-be-held.html

Competitive and Non-Competitive Bidding for G-Sec - https://inquisitivemind5.blogspot.com/2023/03/competitive-and-non-competitive-bidding.html

Yield and Price Based Auction for G-Sec - https://inquisitivemind5.blogspot.com/2023/03/yield-and-price-based-auction-for-g-sec.html

What are State Development Loans (SDLs)? - https://inquisitivemind5.blogspot.com/2023/02/what-are-state-development-loans-sdls.html

What are Dated Government Securities? - https://inquisitivemind5.blogspot.com/2023/02/what-are-dated-government-securities.html

What are Cash Management Bills (CMBs)? - https://inquisitivemind5.blogspot.com/2023/02/what-are-cash-management-bills-cmbs.html

RBI’s Monetary Policy (February 08, 2023): In A Nutshell - https://inquisitivemind5.blogspot.com/2023/02/rbis-monetary-policy-february-08-2023.html

What are Treasury Bills (T-bills)? - https://inquisitivemind5.blogspot.com/2023/02/what-are-treasury-bills-t-bills.html

What are Government Securities (G-Secs)? - https://inquisitivemind5.blogspot.com/2023/02/what-are-government-securities-g-secs.html

Tax slabs for individuals for AY 2023-24 and 2024-25 - https://inquisitivemind5.blogspot.com/2023/02/tax-slabs-for-individuals-for-ay-2023.html

Securitisation of Stressed Assets Framework (SSAF) - https://inquisitivemind5.blogspot.com/2023/01/securitisation-of-stressed-assets.html

Safe Deposit Locker / Safe Custody Article Facility - https://inquisitivemind5.blogspot.com/2023/01/safe-deposit-locker-safe-custody.html

Immediate Payment Service (IMPS) vs Unified Payment Interface (UPI) - https://inquisitivemind5.blogspot.com/2023/01/immediate-payment-service-imps-vs.html

National Electronic Funds Transfer (NEFT) vs Real Time Gross Settlement (RTGS) - https://inquisitivemind5.blogspot.com/2023/01/national-electronic-funds-transfer-neft.html

Guidelines on Shareholdings in Banking Companies - https://inquisitivemind5.blogspot.com/2023/01/guidelines-on-shareholdings-in-banking.html

Credit rating agencies eligible for risk weighting banks’ claims - https://inquisitivemind5.blogspot.com/2023/01/credit-rating-agencies-eligible-for.html

Guidelines for ‘on tap’ licensing of Universal Banks in the Private Sector - https://inquisitivemind5.blogspot.com/2023/01/guidelines-for-on-tap-licensing-of.html

What are Sovereign Green Bonds (SGrBs)? - https://inquisitivemind5.blogspot.com/2023/01/what-are-sovereign-green-bonds-sgrbs.html

What are guidelines on hedging risks in overseas markets? - https://inquisitivemind5.blogspot.com/2023/01/what-are-guidelines-on-hedging-risks-in.html

What is revised regulatory framework for UCBs? - https://inquisitivemind5.blogspot.com/2023/01/what-is-revised-regulatory-framework.html

Which UCBs are classified as Financially Sound and Well Managed (FSWM)? - https://inquisitivemind5.blogspot.com/2023/01/which-ucbs-are-classified-as.html

What are ‘Significant Benchmarks’? - https://inquisitivemind5.blogspot.com/2023/01/what-are-significant-benchmarks.html


Follow at - Telegram   Instagram   LinkedIn   X   Facebook

Comments

Post a Comment

Popular Posts

Credit Cards and Debit Cards

Reserve Bank of India (RBI) has issued directions on issuance of credit cards and debit cards. To whom are the directions applicable? The directions are applicable to the following Regulated Entities (REs) – Commercial Banks  Small Finance Banks (SFBs) Regional Rural Banks (RRBs) Primary (Urban) Co-operative Banks (UCBs) Non-Banking Financial Companies (NBFCs) for all layers – NBFC-Investment and Credit Companies (NBFC-ICC) NBFC-Factor  NBFC-Micro Finance Institutions (NBFC-MFI)  Housing Finance Company (HFC)  What is a credit card? Credit Card is a physical / virtual payment instrument issued with a pre-approved revolving credit limit that can be used to purchase goods and services or draw cash advances. What is a debit card? Debit Card is a physical / virtual payment instrument linked to a Savings Bank / Current Account which can be used to withdraw cash, make online payments, do Point of Sale (PoS) terminal / Quick Response (QR) code transactions, fund transfer, e...
Post a Comment
Read more

Special Rupee Vostro Accounts (SRVAs)

Reserve Bank of India (RBI) has consolidated the guidelines governing Special Rupee Vostro Accounts (SRVAs). Who can open and maintain Special Rupee Vostro Accounts (SRVAs)? Authorised Dealer (AD) banks in India may open Special Rupee Vostro Accounts (SRVAs) of its branch outside India or a bank resident outside India. Which transactions can be settled through SRVA? The settlement of cross-border trade transactions through SRVA is an additional arrangement for invoicing, payment and settlement of exports and imports in Indian Rupee (INR).  All permissible capital and current account transactions under Foreign Exchange Management Act (FEMA) may be settled through the SRVA.  AD banks maintaining SRVA are permitted to open additional current account for exporter / importer, exclusively for settlement of export / import transactions. What can be the source and use of funds in SRVA? SRVA may be funded by way of inward remittances or transfer from other repatriable INR accounts in t...
Post a Comment
Read more

Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR)

Reserve Bank of India (RBI) has issued the directions on maintenance of Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) by banks. To whom are the directions applicable? The directions are applicable to the following Regulated Entities (REs) – Commercial Banks  Small Finance Banks (SFBs) Payments Banks (PBs) Local Area Banks (LABs) Regional Rural Banks (RRBs) Primary (Urban) Co-operative Banks (UCBs) Rural Co-operative Banks – State Co-operative Banks (StCBs) District Central Co-operative Banks (DCCBs) What is CRR? Every bank shall maintain in India by way of cash reserve, a sum equivalent to such percent of its Net Demand and Time Liabilities (NDTL) in India, as the RBI in terms of Section 42(1) of the RBI Act, 1934 (for scheduled banks) and Section 18(1) of the Banking Regulation Act (BR Act), 1949 (for non-scheduled banks) [including provisions of Section 18(1) of the BR Act as applicable to co-operative banks], may specify. What is incremental CRR? In terms of Secti...
Post a Comment
Read more

Payment of Agency Commission to Agency Banks (ABs) and Disbursement of Government Pension by ABs

Reserve Bank of India (RBI) has issued guidelines on the conduct of Government business by Agency Banks (ABs), payment of agency commission to ABs and disbursement of Government pension by ABs. Who are ABs? ABs mean all Public Sector Banks (PSBs), scheduled Private Sector Banks (PVBs), scheduled Payments Banks (PBs), and scheduled Small Finance Banks (SFBs) appointed by the RBI under Section 45 of the RBI Act, 1934, by mutual agreement, to carry out Government banking business of the Central Government (CG) / State Governments (SGs). What is agency commission? Agency commission means the remuneration paid by the RBI to an AB in consideration of it acting as an agent of the RBI in the conduct of general banking business of the CG and the SGs at the places and in the manner specified in the agreement between the RBI and the bank, with the exception of the functions relating to the management of the public debt. What are the guidelines on appointment of ABs? Any eligible bank which intend...
Post a Comment
Read more

What is Financial Inclusion (FI) Index? (Updated as on July 16, 2026)

Achieving complete financial inclusion is one of the important goals of the nations and central banks across the world. But how do we measure the extent to which the population of the country is financially included? Well, there is an index in India for this. What is Financial Inclusion (FI) Index? The composite Financial Inclusion (FI) Index was constructed by Reserve Bank of India (RBI) in August 2021, to capture the extent of financial inclusion across the country. FI-Index has been conceptualised as a comprehensive index incorporating details of banking, investments, insurance, postal as well as the pension sector in consultation with Government and respective sectoral regulators.   What are the parameters of FI-index? The FI-index comprises of three broad parameters (comprising of 97 indicators) with different weights assigned to each parameter. Ease of Access (35%) Availability and usage of services (45%) Quality of services (20%) The 'Quality' parameters captures the qua...
Post a Comment
Read more