Skip to main content

Archive 2023

This is an archive of the articles published on this blog in the descending order of the date of publication.

Corporate Governance in Banks - Appointment of Directors and Constitution of Committees of the Board - https://inquisitivemind5.blogspot.com/2023/12/corporate-governance-in-banks.html

Guidelines on acceptance of bulk deposits by banks - https://inquisitivemind5.blogspot.com/2023/12/guidelines-on-acceptance-of-bulk.html

Guidelines for import of Gold and Silver by Qualified Jewellers - https://inquisitivemind5.blogspot.com/2023/11/guidelines-for-import-of-gold-and.html

Opening / shifting / closure of place of business by DCCBs - https://inquisitivemind5.blogspot.com/2023/11/opening-shifting-closure-of-place-of.html

What is Fully Accessible Route? - https://inquisitivemind5.blogspot.com/2023/11/what-is-fully-accessible-route-far.html

Who are Account Aggregators? - https://inquisitivemind5.blogspot.com/2023/11/who-are-account-aggregators.html

Regulatory measures for credit exposures of bank and NBFCs - https://inquisitivemind5.blogspot.com/2023/11/regulatory-measures-for-credit.html

Classification, Valuation and Operation of Investment Portfolio of Banks - https://inquisitivemind5.blogspot.com/2023/10/classification-valuation-and-operation.html

HARBINGER – Global Hackathon of RBI - https://inquisitivemind5.blogspot.com/2023/10/harbinger-global-hackathon-of-rbi.html

Guidelines on Bullet Repayment of Gold Loans of UCBs - https://inquisitivemind5.blogspot.com/2023/10/guidelines-on-bullet-repayment-of-gold.html

RBI’s Monetary Policy (October 06, 2023): In A Nutshell - https://inquisitivemind5.blogspot.com/2023/10/rbis-monetary-policy-october-06-2023-in.html

Release of Documents on Closure of Personal Loans - https://inquisitivemind5.blogspot.com/2023/10/release-of-documents-on-closure-of.html

Reset of Floating Interest Rate on EMI based Personal Loans - https://inquisitivemind5.blogspot.com/2023/10/reset-of-floating-interest-rate-on-emi.html

PM Vishwakarma Scheme - https://inquisitivemind5.blogspot.com/2023/09/pm-vishwakarma-scheme.html

Regulatory Framework for IDF-NBFCs - https://inquisitivemind5.blogspot.com/2023/08/regulatory-framework-for-idf-nbfcs.html

Penal Charges in Loan Accounts - https://inquisitivemind5.blogspot.com/2023/08/penal-charges-in-loan-accounts.html

RBI’s Monetary Policy (August 10, 2023): In A Nutshell - https://inquisitivemind5.blogspot.com/2023/08/rbis-monetary-policy-august-10-2023-in.html

Highlights of RBI Annual Report 2022-23– Chapter 7 to 12 - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_27.html

Highlights of RBI Annual Report 2022-23– Chapter 6 (Part II) - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_26.html

Highlights of RBI Annual Report 2022-23– Chapter 6 (Part I) - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_25.html

Highlights of RBI Annual Report 2022-23 – Chapter 4 and 5 - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23_24.html

Highlights of RBI Annual Report 2022-23 – Chapter 1 to 3 - https://inquisitivemind5.blogspot.com/2023/07/highlights-of-rbi-annual-report-2022-23.html

How to report foreign assets and foreign incomes in ITR? - https://inquisitivemind5.blogspot.com/2023/07/how-to-report-foreign-assets-and.html

What are Minimum Capital Requirements for Operational Risk? - https://inquisitivemind5.blogspot.com/2023/07/what-are-minimum-capital-requirements.html

Framework for Compromise Settlements and Technical Write-offs - https://inquisitivemind5.blogspot.com/2023/07/framework-for-compromise-settlements.html

What is revised branch authorization policy for UCBs? - https://inquisitivemind5.blogspot.com/2023/07/what-is-revised-branch-authorization.html

RBI’s Monetary Policy (June 08, 2023): In A Nutshell - https://inquisitivemind5.blogspot.com/2023/06/rbis-monetary-policy-june-08-2023-in.html

Summary on report of the Committee for Review of Customer Service Standards in RBI Regulated Entities - https://inquisitivemind5.blogspot.com/2023/06/summary-on-report-of-committee-for.html

Withdrawal of ₹2000 Banknotes from Circulation - https://inquisitivemind5.blogspot.com/2023/05/withdrawal-of-2000-banknotes-from.html

When are RRBs placed under PCA? What are its implications? - https://inquisitivemind5.blogspot.com/2023/05/when-are-rrbs-placed-under-pca-what-are.html

Why doesn’t RBI print unlimited money? - https://inquisitivemind5.blogspot.com/2023/05/why-doesnt-rbi-print-unlimited-money.html

Outsourcing of Information Technology Services by RBI regulated entities - https://inquisitivemind5.blogspot.com/2023/05/outsourcing-of-information-technology.html

Provisioning for standard assets by UCBs - https://inquisitivemind5.blogspot.com/2023/04/provisioning-for-standard-assets-by-ucbs.html

Guidelines on Interest Rate Risk in Banking Book (IRRBB) - https://inquisitivemind5.blogspot.com/2023/04/guidelines-on-interest-rate-risk-in.html

What is the framework for acceptance of Green Deposits? - https://inquisitivemind5.blogspot.com/2023/04/what-is-framework-for-acceptance-of.html

RBI’s Monetary Policy (April 06, 2023): In A Nutshell - https://inquisitivemind5.blogspot.com/2023/04/rbis-monetary-policy-april-06-2023-in.html

What went wrong with Credit Suisse? - https://inquisitivemind5.blogspot.com/2023/03/what-went-wrong-with-credit-suisse.html

What led to recent bank failures in the United States? - https://inquisitivemind5.blogspot.com/2023/03/what-led-to-recent-bank-failures-in.html

CCIL, FIMMDA and FBIL - https://inquisitivemind5.blogspot.com/2023/03/ccil-fimmda-and-fbil.html

When Issued Market and Short Sale of G-Sec - https://inquisitivemind5.blogspot.com/2023/03/when-issued-market-and-short-sale-of-g.html

How and in what form can G-Secs be held? - https://inquisitivemind5.blogspot.com/2023/03/how-and-in-what-form-can-g-secs-be-held.html

Competitive and Non-Competitive Bidding for G-Sec - https://inquisitivemind5.blogspot.com/2023/03/competitive-and-non-competitive-bidding.html

Yield and Price Based Auction for G-Sec - https://inquisitivemind5.blogspot.com/2023/03/yield-and-price-based-auction-for-g-sec.html

What are State Development Loans (SDLs)? - https://inquisitivemind5.blogspot.com/2023/02/what-are-state-development-loans-sdls.html

What are Dated Government Securities? - https://inquisitivemind5.blogspot.com/2023/02/what-are-dated-government-securities.html

What are Cash Management Bills (CMBs)? - https://inquisitivemind5.blogspot.com/2023/02/what-are-cash-management-bills-cmbs.html

RBI’s Monetary Policy (February 08, 2023): In A Nutshell - https://inquisitivemind5.blogspot.com/2023/02/rbis-monetary-policy-february-08-2023.html

What are Treasury Bills (T-bills)? - https://inquisitivemind5.blogspot.com/2023/02/what-are-treasury-bills-t-bills.html

What are Government Securities (G-Secs)? - https://inquisitivemind5.blogspot.com/2023/02/what-are-government-securities-g-secs.html

Tax slabs for individuals for AY 2023-24 and 2024-25 - https://inquisitivemind5.blogspot.com/2023/02/tax-slabs-for-individuals-for-ay-2023.html

Securitisation of Stressed Assets Framework (SSAF) - https://inquisitivemind5.blogspot.com/2023/01/securitisation-of-stressed-assets.html

Safe Deposit Locker / Safe Custody Article Facility - https://inquisitivemind5.blogspot.com/2023/01/safe-deposit-locker-safe-custody.html

Immediate Payment Service (IMPS) vs Unified Payment Interface (UPI) - https://inquisitivemind5.blogspot.com/2023/01/immediate-payment-service-imps-vs.html

National Electronic Funds Transfer (NEFT) vs Real Time Gross Settlement (RTGS) - https://inquisitivemind5.blogspot.com/2023/01/national-electronic-funds-transfer-neft.html

Guidelines on Shareholdings in Banking Companies - https://inquisitivemind5.blogspot.com/2023/01/guidelines-on-shareholdings-in-banking.html

Credit rating agencies eligible for risk weighting banks’ claims - https://inquisitivemind5.blogspot.com/2023/01/credit-rating-agencies-eligible-for.html

Guidelines for ‘on tap’ licensing of Universal Banks in the Private Sector - https://inquisitivemind5.blogspot.com/2023/01/guidelines-for-on-tap-licensing-of.html

What are Sovereign Green Bonds (SGrBs)? - https://inquisitivemind5.blogspot.com/2023/01/what-are-sovereign-green-bonds-sgrbs.html

What are guidelines on hedging risks in overseas markets? - https://inquisitivemind5.blogspot.com/2023/01/what-are-guidelines-on-hedging-risks-in.html

What is revised regulatory framework for UCBs? - https://inquisitivemind5.blogspot.com/2023/01/what-is-revised-regulatory-framework.html

Which UCBs are classified as Financially Sound and Well Managed (FSWM)? - https://inquisitivemind5.blogspot.com/2023/01/which-ucbs-are-classified-as.html

What are ‘Significant Benchmarks’? - https://inquisitivemind5.blogspot.com/2023/01/what-are-significant-benchmarks.html


Follow at - Telegram   Instagram   LinkedIn   X   Facebook

Comments

Post a Comment

Popular Posts

Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) (Updated as on September 11, 2026)

Reserve Bank of India (RBI) has issued the directions on maintenance of Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) by banks. To whom are the directions applicable? The directions are applicable to the following Regulated Entities (REs) – Commercial Banks  Small Finance Banks (SFBs) Payments Banks (PBs) Local Area Banks (LABs) Regional Rural Banks (RRBs) Primary (Urban) Co-operative Banks (UCBs) Rural Co-operative Banks – State Co-operative Banks (StCBs) District Central Co-operative Banks (DCCBs) What is CRR? Every bank shall maintain in India by way of cash reserve, a sum equivalent to such percent of its Net Demand and Time Liabilities (NDTL) in India, as the RBI in terms of Section 42(1) of the RBI Act, 1934 (for scheduled banks) and Section 18(1) of the Banking Regulation Act (BR Act), 1949 (for non-scheduled banks) [including provisions of Section 18(1) of the BR Act as applicable to co-operative banks], may specify. What is incremental CRR? In terms of Secti...
Post a Comment
Read more

Policies to be formulated by NBFC-BL

Non-Banking Financial Companies (NBFCs) are required to formulate various policies for effective corporate governance and operations. This article lists out some of the important policies to be formulated by the Base Layer NBFCs (NBFC-BL). Business Model Master Direction – Reserve Bank of India (Non-Banking Financial Company – Scale Based Regulation) Directions, 2023 dated October 19, 2023 Para 1.1 of Annex II – In view of the criticality of the nature of the business model in determining the classification of financial assets and restrictions on subsequent reclassification, NBFCs are advised to put in place Board approved policies that clearly articulate and document their business models and portfolios. Para 1.2 of Annex II – NBFCs shall frame their policy for sales out of amortised cost business model portfolios. Expected Credit Losses (ECL) Policy Master Direction – Reserve Bank of India (Non-Banking Financial Company – Scale Based Regulation) Directions, 2023 dated October 19, 202...
Post a Comment
Read more

Unique Transaction Identifier (UTI) for OTC Derivative Transactions

Reserve Bank of India (RBI) has issued directions on Unique Transaction Identifier (UTI) for over-the-counter (OTC) derivative transactions. What are the existing norms for reporting of OTC derivative transactions? At present, all transactions in OTC markets for rupee interest rate derivatives, forward contracts in Government securities, foreign currency derivatives, foreign currency interest rate derivatives, and credit derivatives are reported to the Trade Repository managed by Clearing Corporation of India Limited (CCIL-TR).  What are the directions on Unique Transaction Identifier (UTI) for OTC derivative transactions? Unique Transaction Identifier (UTI), a unique identifier assigned to an OTC derivative transaction, shall be generated / reported for all transactions in OTC derivatives market.  The directions shall be applicable to OTC derivative transactions entered into on or after January 01, 2027. UTI shall be generated in accordance with the UTI Technical Guidanc...
Post a Comment
Read more

Special Rupee Vostro Accounts (SRVAs)

Reserve Bank of India (RBI) has consolidated the guidelines governing Special Rupee Vostro Accounts (SRVAs). Who can open and maintain Special Rupee Vostro Accounts (SRVAs)? Authorised Dealer (AD) banks in India may open Special Rupee Vostro Accounts (SRVAs) of its branch outside India or a bank resident outside India. Which transactions can be settled through SRVA? The settlement of cross-border trade transactions through SRVA is an additional arrangement for invoicing, payment and settlement of exports and imports in Indian Rupee (INR).  All permissible capital and current account transactions under Foreign Exchange Management Act (FEMA) may be settled through the SRVA.  AD banks maintaining SRVA are permitted to open additional current account for exporter / importer, exclusively for settlement of export / import transactions. What can be the source and use of funds in SRVA? SRVA may be funded by way of inward remittances or transfer from other repatriable INR accounts in t...
Post a Comment
Read more

Framework for Self-Regulatory Organisations in the FinTech Sector (Updated on September 10, 2026)

Reserve Bank of India (RBI) has released the framework for self-regulatory organisations in the FinTech sector. What are FinTechs? For the purpose of membership of an Self-Regulatory Organisations for FinTech Sector (SRO-FT), FinTechs may be defined as entities that provide technological solutions for delivery of financial products and services to businesses and consumers or encompass regulatory and supervisory compliance in partnership with traditional financial institutions or otherwise.  What is the need of Self-Regulatory Organisations for FinTech Sector? FinTechs play a pivotal role in redefining financial services by saving time, enhancing access, and lowering costs. While the FinTechs bring various innovations, the FinTech sector also raises concerns relating to customer protection, data privacy, cyber security, grievance handling, internal governance, financial system integrity, etc. A judicious balance between maximising the creative potential of FinTechs, while minimising...
Post a Comment
Read more